Compare Today’s Mortgage Rates for Oakley, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Oakley, California 94561. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $24,917 or $69 / month in Oakley and other areas of Contra Costa county.

Our search engine explores all home mortgage options in Oakley, California 94561, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Oakley, California 94561

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Oakley, CA 94561, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Oakley, California 94561 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Oakley, California and around Contra Costa county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.23% 93.94% 94.46% 94.55% 95.67% 95.07% 95.81% 97.69%
avg mortgage rate 4.96% 4.70% 3.95% 4.00% 4.47% 4.14% 3.96% 4.24%
% 15 year fixed mortgage 4.45% 5.42% 4.84% 5.18% 4.19% 4.76% 3.98% 1.73%
avg mortgage rate 4.35% 3.90% 3.32% 3.20% 3.46% 3.33% 3.16% 2.83%
Avg credit score 766.40 768.92 765.75 761.90 759.78 758.65 757.19 758.90
Avg LTV (loan to value) 67.95% 68.55% 70.92% 68.75% 70.29% 68.52% 67.52% 65.50%
Avg DTI (debt to income) 37.09 35.94 34.84 35.57 37.03 37.94 37.87 39.28
% First time homebuyer 52.34% 48.03% 46.57% 45.64% 44.97% 45.58% 49.27% 41.04%
Avg mortgage insurance % 0.78% 1.02% 2.11% 1.49% 2.82% 2.19% 2.87% 1.99%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Oakley, California 94561

If you’re looking to buy a new home in Oakley, we have compiled a list of the leading mortgage brokers around Oakley, California 94561 to help you with your search.

Name
Address
Contact

Metro 1 Credit Union

2077 Main St

Oakley CA 94561

(800) 435-4040

http://www.metro1cu.org

Stonecrest Lending

2063 Main St

Oakley CA 94561

(925) 625-1471

info@stonecrestlending.com

Anthony Hill Loans

710 Treasure Dr

Pittsburg CA 94561

(925) 291-2396

Gateway Financial Advisors

4101 Dublin Blvd

Dublin CA 94561

(925) 999-8699

Lincoln Financial Group

7035 Dublin Blvd

Dublin CA 94561

(925) 574-2200

http://www.lfgmortgage.com

Address

2077 Main St

Oakley CA

Contact

(800) 435-4040

http://www.metro1cu.org

Address

2063 Main St

Oakley CA

Contact

(925) 625-1471

info@stonecrestlending.com

Address

710 Treasure Dr

Pittsburg CA

Contact

(925) 291-2396

News on Mortgages and Reverse Mortgages for Oakley, California 94561