Compare Today’s Mortgage Rates in Occidental, California 95465
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Occidental, California 95465.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Occidental, California 95465. For a 30-year fixed loan, our calculations show that you can expect to save up to $30,826 over the lifetime of your mortgage, which translates to a monthly savings of $86 in Occidental and other areas of Sonoma county.
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Summary of Average Mortgages in Occidental, California 95465
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Occidental, California 95465
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Occidental, CA 95465. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Occidental, California 95465 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Occidental, California and around Sonoma county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 98.28% | 96.83% | 96.85% | 94.66% | 96.29% | 95.28% | 94.58% | 96.11% | 92.96% |
| avg mortgage rate | 6.37% | 4.50% | 3.05% | 3.49% | 4.52% | 4.79% | 4.37% | 4.08% | 4.22% |
| % 15 year fixed mortgage | 1.72% | 2.61% | 2.64% | 3.62% | 3.12% | 3.40% | 4.86% | 3.36% | 6.89% |
| avg mortgage rate | 5.75% | 3.52% | 2.37% | 2.97% | 3.70% | 3.98% | 3.58% | 3.37% | 3.41% |
| Avg credit score | 747.91 | 751.36 | 750.07 | 753.32 | 756.00 | 755.03 | 743.68 | 742.96 | 750.19 |
| Avg LTV (loan to value) | 81.04% | 80.24% | 80.94% | 81.47% | 79.46% | 77.54% | 78.70% | 79.39% | 79.19% |
| Avg DTI (debt to income) | 40.67 | 38.97 | 37.04 | 36.48 | 38.16 | 37.66 | 36.77 | 35.97 | 35.93 |
| % First time homebuyer | 47.59% | 45.64% | 40.51% | 37.92% | 36.98% | 31.89% | 30.91% | 33.44% | 29.79% |
| Avg mortgage insurance % | 13.09% | 12.06% | 12.18% | 11.53% | 10.35% | 8.70% | 8.23% | 9.50% | 8.37% |
Best Mortgage Brokers around Occidental, California 95465
For those searching for a new home in Occidental, we have compiled a list of the top mortgage brokers located in and around Occidental, California 95465 to assist you with your search.
Name
Address
Contact
Jeff Lester
3597 Bohemian Hwy
Occidental CA 95465
(707) 874-9700
All California Mortgage
955 Broadway
Sonoma CA 95465
(707) 939-1616
http://www.allcalifornia.com
Wells Fargo Home Mortgage
535 W Napa St
Sonoma CA 95465
(707) 939-9078
http://www.wellsfargo.com/mortgage/
Wells Fargo Home Mortgage
472 5th St W
Sonoma CA 95465
(707) 938-1361
http://www.wellsfargo.com/mortgage/
Investors Trust Mortgage
531 1st St E
Sonoma CA 95465
(707) 996-4114
Address
3597 Bohemian Hwy
Occidental CA
Contact
(707) 874-9700
Address
955 Broadway
Sonoma CA
Contact
(707) 939-1616
http://www.allcalifornia.com
Address
535 W Napa St
Sonoma CA
Contact
(707) 939-9078
http://www.wellsfargo.com/mortgage/