Compare Today’s Mortgage Rates for Occidental, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Occidental, California 95465. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $34,930 or $97 / month in Occidental and other areas of Sonoma county.

Our search engine explores all home mortgage options in Occidental, California 95465, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Occidental, California 95465

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Occidental, CA 95465, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Occidental, California 95465 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Occidental, California and around Sonoma county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Occidental, California 95465

If you’re looking to buy a new home in Occidental, we have compiled a list of the leading mortgage brokers around Occidental, California 95465 to help you with your search.

Name
Address
Contact

Jeff Lester

3597 Bohemian Hwy

Occidental CA 95465

(707) 874-9700

All California Mortgage

955 Broadway

Sonoma CA 95465

(707) 939-1616

http://www.allcalifornia.com

Wells Fargo Home Mortgage

535 W Napa St

Sonoma CA 95465

(707) 939-9078

http://www.wellsfargo.com/mortgage/

Wells Fargo Home Mortgage

472 5th St W

Sonoma CA 95465

(707) 938-1361

http://www.wellsfargo.com/mortgage/

Investors Trust Mortgage

531 1st St E

Sonoma CA 95465

(707) 996-4114

Address

3597 Bohemian Hwy

Occidental CA

Contact

(707) 874-9700

Address

955 Broadway

Sonoma CA

Contact

(707) 939-1616

http://www.allcalifornia.com

Address

535 W Napa St

Sonoma CA

Contact

(707) 939-9078

http://www.wellsfargo.com/mortgage/

News on Mortgages and Reverse Mortgages for Occidental, California 95465