Compare Today’s Mortgage Rates for Occidental, California
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Occidental, California 95465. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $34,930 or $97 / month in Occidental and other areas of Sonoma county.
Our search engine explores all home mortgage options in Occidental, California 95465, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Occidental, California 95465
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Occidental, CA 95465, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Occidental, California 95465 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Occidental, California and around Sonoma county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Occidental, California 95465
If you’re looking to buy a new home in Occidental, we have compiled a list of the leading mortgage brokers around Occidental, California 95465 to help you with your search.
Name
Address
Contact
Jeff Lester
3597 Bohemian Hwy
Occidental CA 95465
(707) 874-9700
All California Mortgage
955 Broadway
Sonoma CA 95465
(707) 939-1616
http://www.allcalifornia.com
Wells Fargo Home Mortgage
535 W Napa St
Sonoma CA 95465
(707) 939-9078
http://www.wellsfargo.com/mortgage/
Wells Fargo Home Mortgage
472 5th St W
Sonoma CA 95465
(707) 938-1361
http://www.wellsfargo.com/mortgage/
Investors Trust Mortgage
531 1st St E
Sonoma CA 95465
(707) 996-4114
Address
3597 Bohemian Hwy
Occidental CA
Contact
(707) 874-9700
Address
955 Broadway
Sonoma CA
Contact
(707) 939-1616
http://www.allcalifornia.com
Address
535 W Napa St
Sonoma CA
Contact
(707) 939-9078
http://www.wellsfargo.com/mortgage/