Compare Today’s Mortgage Rates for Oceano, California
Pureloan searches mortgage lenders and major banks in Oceano, California 93475 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $21,045 or $58 / month is expected in Oceano and other areas of San Luis Obispo county.
Pureloan’s search engine explores all home mortgage options in Oceano, California 93475, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
No suitable program is found
Summary of Average Mortgage Terms in Oceano, California 93475
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Oceano, CA 93475, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Oceano, California 93475 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Oceano, California and around San Luis Obispo county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.12% | 95.05% | 94.55% | 95.48% | 96.48% | 96.79% | 97.64% | 97.89% |
| avg mortgage rate | 4.98% | 4.72% | 3.97% | 4.03% | 4.49% | 4.14% | 3.98% | 4.21% |
| % 15 year fixed mortgage | 3.40% | 3.82% | 4.62% | 4.01% | 3.35% | 2.74% | 2.16% | 1.93% |
| avg mortgage rate | 4.38% | 3.96% | 3.29% | 3.08% | 3.43% | 3.43% | 3.16% | 3.42% |
| Avg credit score | 762.68 | 765.35 | 763.51 | 761.72 | 755.79 | 756.12 | 753.86 | 754.82 |
| Avg LTV (loan to value) | 72.46% | 74.01% | 75.66% | 74.81% | 76.21% | 74.93% | 75.66% | 76.79% |
| Avg DTI (debt to income) | 36.99 | 36.23 | 35.89 | 36.49 | 37.91 | 38.11 | 38.10 | 39.10 |
| % First time homebuyer | 42.11% | 34.94% | 28.39% | 32.68% | 37.20% | 35.03% | 35.07% | 37.54% |
| Avg mortgage insurance % | 2.36% | 2.77% | 4.25% | 5.08% | 6.89% | 6.04% | 7.36% | 8.04% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Oceano, California 93475
If you’re looking to buy a new home in Oceano, we have compiled a list of the leading mortgage brokers around Oceano, California 93475 to help you with your search.
Name
Address
Contact
M S Mortgage Corporation
520 W Palmdale Blvd
Palmdale CA 93475
(661) 575-8395
Center For Grants
44436 10th St W
Lancaster CA 93475
(661) 951-2492
Wells Fargo Home Mortgage
1212 W Ave
Lancaster CA 93475
(661) 945-3682
rjacobson@chicagoclosing.com
Mortgage Management
762 W Kettering St
Lancaster CA 93475
(661) 723-6700
info@mmclending.com
Gem Mortgage
44349 Lowtree Ave
Lancaster CA 93475
(661) 949-3388
cs@gemcorp.com
Address
520 W Palmdale Blvd
Palmdale CA
Contact
(661) 575-8395
Address
44436 10th St W
Lancaster CA
Contact
(661) 951-2492
Address
1212 W Ave
Lancaster CA
Contact
(661) 945-3682
rjacobson@chicagoclosing.com