Compare Today’s Mortgage Rates for Oceano, California

Pureloan searches mortgage lenders and major banks in Oceano, California 93475 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $21,045 or $58 / month is expected in Oceano and other areas of San Luis Obispo county.

Pureloan’s search engine explores all home mortgage options in Oceano, California 93475, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

No suitable program is found

Summary of Average Mortgage Terms in Oceano, California 93475

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Oceano, CA 93475, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Oceano, California 93475 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Oceano, California and around San Luis Obispo county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.12% 95.05% 94.55% 95.48% 96.48% 96.79% 97.64% 97.89%
avg mortgage rate 4.98% 4.72% 3.97% 4.03% 4.49% 4.14% 3.98% 4.21%
% 15 year fixed mortgage 3.40% 3.82% 4.62% 4.01% 3.35% 2.74% 2.16% 1.93%
avg mortgage rate 4.38% 3.96% 3.29% 3.08% 3.43% 3.43% 3.16% 3.42%
Avg credit score 762.68 765.35 763.51 761.72 755.79 756.12 753.86 754.82
Avg LTV (loan to value) 72.46% 74.01% 75.66% 74.81% 76.21% 74.93% 75.66% 76.79%
Avg DTI (debt to income) 36.99 36.23 35.89 36.49 37.91 38.11 38.10 39.10
% First time homebuyer 42.11% 34.94% 28.39% 32.68% 37.20% 35.03% 35.07% 37.54%
Avg mortgage insurance % 2.36% 2.77% 4.25% 5.08% 6.89% 6.04% 7.36% 8.04%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Oceano, California 93475

If you’re looking to buy a new home in Oceano, we have compiled a list of the leading mortgage brokers around Oceano, California 93475 to help you with your search.

Name
Address
Contact

M S Mortgage Corporation

520 W Palmdale Blvd

Palmdale CA 93475

(661) 575-8395

Center For Grants

44436 10th St W

Lancaster CA 93475

(661) 951-2492

Wells Fargo Home Mortgage

1212 W Ave

Lancaster CA 93475

(661) 945-3682

rjacobson@chicagoclosing.com

Mortgage Management

762 W Kettering St

Lancaster CA 93475

(661) 723-6700

info@mmclending.com

Gem Mortgage

44349 Lowtree Ave

Lancaster CA 93475

(661) 949-3388

cs@gemcorp.com

Address

520 W Palmdale Blvd

Palmdale CA

Contact

(661) 575-8395

Address

44436 10th St W

Lancaster CA

Contact

(661) 951-2492

Address

1212 W Ave

Lancaster CA

Contact

(661) 945-3682

rjacobson@chicagoclosing.com

News on Mortgages and Reverse Mortgages for Oceano, California 93475