Compare Today’s Mortgage Rates for Oceanside, California

Pureloan searches mortgage lenders and major banks in Oceanside, California 92058 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $24,487 or $68 / month is expected in Oceanside and other areas of San Diego county.

Pureloan’s search engine explores all home mortgage options in Oceanside, California 92058, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

No suitable program is found

Summary of Average Mortgage Terms in Oceanside, California 92058

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Oceanside, CA 92058, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Oceanside, California 92058 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Oceanside, California and around San Diego county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.21% 94.86% 93.52% 96.02% 96.01% 96.31% 96.82% 96.77%
avg mortgage rate 4.96% 4.70% 3.94% 4.03% 4.48% 4.14% 3.95% 4.21%
% 15 year fixed mortgage 3.34% 4.00% 5.51% 3.62% 3.59% 3.07% 2.80% 2.77%
avg mortgage rate 4.35% 3.95% 3.26% 3.20% 3.51% 3.28% 3.14% 3.34%
Avg credit score 764.75 766.40 766.21 760.01 755.53 757.44 754.41 756.90
Avg LTV (loan to value) 71.55% 72.38% 73.05% 75.30% 75.57% 74.95% 75.79% 74.44%
Avg DTI (debt to income) 36.90 36.18 36.13 36.80 37.62 37.51 38.39 38.67
% First time homebuyer 34.60% 26.71% 24.13% 28.74% 31.91% 31.37% 36.61% 34.69%
Avg mortgage insurance % 1.87% 2.23% 3.67% 5.97% 6.76% 6.51% 7.59% 6.56%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Oceanside, California 92058

If you’re looking to buy a new home in Oceanside, we have compiled a list of the leading mortgage brokers around Oceanside, California 92058 to help you with your search.

Name
Address
Contact

America Royale Mortgage

3753 Mission Ave

Oceanside CA 92058

(760) 722-9284

Checks Cashed Here

1919 Mission Ave

Oceanside CA 92058

(760) 433-0700

contact@thecheckcashingplaceinc.com

Complete Process

1484 Belmont Park Rd

Oceanside CA 92058

(760) 724-8874

Lawrence M Smiley

394 La Soledad Way

Oceanside CA 92058

(760) 402-8126

Pioneer Services

447 College Blvd

Oceanside CA 92058

(760) 639-3968

jnugent@pioneerelectric.com

Address

3753 Mission Ave

Oceanside CA

Contact

(760) 722-9284

Address

1919 Mission Ave

Oceanside CA

Contact

(760) 433-0700

contact@thecheckcashingplaceinc.com

Address

1484 Belmont Park Rd

Oceanside CA

Contact

(760) 724-8874

News on Mortgages and Reverse Mortgages for Oceanside, California 92058