Compare Today’s Mortgage Rates for Ocotillo, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Ocotillo, California 92259. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $8,989 or $25 / month in Ocotillo and surrounding areas of Riverside county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Ocotillo, California 92259.

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Summary of Average Mortgage Terms in Ocotillo, California 92259

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Ocotillo, CA 92259, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Ocotillo, California 92259 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Ocotillo, California and around Riverside county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.21% 94.86% 93.52% 96.02% 96.01% 96.31% 96.82% 96.77%
avg mortgage rate 4.96% 4.70% 3.94% 4.03% 4.48% 4.14% 3.95% 4.21%
% 15 year fixed mortgage 3.34% 4.00% 5.51% 3.62% 3.59% 3.07% 2.80% 2.77%
avg mortgage rate 4.35% 3.95% 3.26% 3.20% 3.51% 3.28% 3.14% 3.34%
Avg credit score 764.75 766.40 766.21 760.01 755.53 757.44 754.41 756.90
Avg LTV (loan to value) 71.55% 72.38% 73.05% 75.30% 75.57% 74.95% 75.79% 74.44%
Avg DTI (debt to income) 36.90 36.18 36.13 36.80 37.62 37.51 38.39 38.67
% First time homebuyer 34.60% 26.71% 24.13% 28.74% 31.91% 31.37% 36.61% 34.69%
Avg mortgage insurance % 1.87% 2.23% 3.67% 5.97% 6.76% 6.51% 7.59% 6.56%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Ocotillo, California 92259

If you’re looking to buy a new home in Ocotillo, we have compiled a list of the leading mortgage brokers around Ocotillo, California 92259 to help you with your search.

Name
Address
Contact

Countrywide Home Loans

74399 Highway 111

Palm Desert CA 92259

(760) 568-3645

http://www.countrywide.com/

Charter Funding

72333 Highway 111

Palm Desert CA 92259

(760) 343-7800

http://firstmagnus.com

So Cal Direct Lending

44530 San Pablo Ave

Palm Desert CA 92259

(760) 341-3872

Reverse Mortgage Works

73131 Country Club Dr

Palm Desert CA 92259

(760) 424-8058

Wallick & Volk Mortgage Banker

44901 Village Ct

Palm Desert CA 92259

(760) 340-4949

http://wvmb.com

Address

74399 Highway 111

Palm Desert CA

Contact

(760) 568-3645

http://www.countrywide.com/

Address

72333 Highway 111

Palm Desert CA

Contact

(760) 343-7800

http://firstmagnus.com

Address

44530 San Pablo Ave

Palm Desert CA

Contact

(760) 341-3872

News on Mortgages and Reverse Mortgages for Ocotillo, California 92259