Compare Today’s Mortgage Rates for Ojai, California
Pureloan searches mortgage lenders and major banks in Ojai, California 93024 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $29,213 or $81 / month is expected in Ojai and other areas of Ventura county.
Pureloan’s search engine explores all home mortgage options in Ojai, California 93024, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Ojai, California 93024
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Ojai, CA 93024, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Ojai, California 93024 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Ojai, California and around Ventura county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.12% | 95.05% | 94.55% | 95.48% | 96.48% | 96.79% | 97.64% | 97.89% |
| avg mortgage rate | 4.98% | 4.72% | 3.97% | 4.03% | 4.49% | 4.14% | 3.98% | 4.21% |
| % 15 year fixed mortgage | 3.40% | 3.82% | 4.62% | 4.01% | 3.35% | 2.74% | 2.16% | 1.93% |
| avg mortgage rate | 4.38% | 3.96% | 3.29% | 3.08% | 3.43% | 3.43% | 3.16% | 3.42% |
| Avg credit score | 762.68 | 765.35 | 763.51 | 761.72 | 755.79 | 756.12 | 753.86 | 754.82 |
| Avg LTV (loan to value) | 72.46% | 74.01% | 75.66% | 74.81% | 76.21% | 74.93% | 75.66% | 76.79% |
| Avg DTI (debt to income) | 36.99 | 36.23 | 35.89 | 36.49 | 37.91 | 38.11 | 38.10 | 39.10 |
| % First time homebuyer | 42.11% | 34.94% | 28.39% | 32.68% | 37.20% | 35.03% | 35.07% | 37.54% |
| Avg mortgage insurance % | 2.36% | 2.77% | 4.25% | 5.08% | 6.89% | 6.04% | 7.36% | 8.04% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Ojai, California 93024
If you’re looking to buy a new home in Ojai, we have compiled a list of the leading mortgage brokers around Ojai, California 93024 to help you with your search.
Prospect Mortgage
307 E Matilija St
Ojai CA 93024
(805) 640-0654
http://www.myprospectmortgage.com/branch_locator.asp
Heritage Financial
403 W Ojai Ave
Ojai CA 93024
(805) 640-1717
m_wanda@getheritageloans.com
Mountain View Mortgage & Real Estate
418 Bryant Cir
Ojai CA 93024
(805) 646-2182
http://mountainviewmtg.com
Cardservice International
6101 Condor Dr
Moorpark CA 93024
(805) 552-8000
Alluvium Corporation
165 E High St
Moorpark CA 93024
(805) 530-0070
http://www.alluviumfinancial.com/
Address
307 E Matilija St
Ojai CA
Contact
(805) 640-0654
http://www.myprospectmortgage.com/branch_locator.asp
Address
403 W Ojai Ave
Ojai CA
Contact
(805) 640-1717
m_wanda@getheritageloans.com
Address
418 Bryant Cir
Ojai CA
Contact
(805) 646-2182
http://mountainviewmtg.com