Compare Today’s Mortgage Rates for Ojai, California

Pureloan searches mortgage lenders and major banks in Ojai, California 93024 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $29,213 or $81 / month is expected in Ojai and other areas of Ventura county.

Pureloan’s search engine explores all home mortgage options in Ojai, California 93024, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

No suitable program is found

Summary of Average Mortgage Terms in Ojai, California 93024

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Ojai, CA 93024, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Ojai, California 93024 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Ojai, California and around Ventura county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.12% 95.05% 94.55% 95.48% 96.48% 96.79% 97.64% 97.89%
avg mortgage rate 4.98% 4.72% 3.97% 4.03% 4.49% 4.14% 3.98% 4.21%
% 15 year fixed mortgage 3.40% 3.82% 4.62% 4.01% 3.35% 2.74% 2.16% 1.93%
avg mortgage rate 4.38% 3.96% 3.29% 3.08% 3.43% 3.43% 3.16% 3.42%
Avg credit score 762.68 765.35 763.51 761.72 755.79 756.12 753.86 754.82
Avg LTV (loan to value) 72.46% 74.01% 75.66% 74.81% 76.21% 74.93% 75.66% 76.79%
Avg DTI (debt to income) 36.99 36.23 35.89 36.49 37.91 38.11 38.10 39.10
% First time homebuyer 42.11% 34.94% 28.39% 32.68% 37.20% 35.03% 35.07% 37.54%
Avg mortgage insurance % 2.36% 2.77% 4.25% 5.08% 6.89% 6.04% 7.36% 8.04%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Ojai, California 93024

If you’re looking to buy a new home in Ojai, we have compiled a list of the leading mortgage brokers around Ojai, California 93024 to help you with your search.

Name
Address
Contact

Prospect Mortgage

307 E Matilija St

Ojai CA 93024

(805) 640-0654

http://www.myprospectmortgage.com/branch_locator.asp

Heritage Financial

403 W Ojai Ave

Ojai CA 93024

(805) 640-1717

m_wanda@getheritageloans.com

Mountain View Mortgage & Real Estate

418 Bryant Cir

Ojai CA 93024

(805) 646-2182

http://mountainviewmtg.com

Cardservice International

6101 Condor Dr

Moorpark CA 93024

(805) 552-8000

Alluvium Corporation

165 E High St

Moorpark CA 93024

(805) 530-0070

http://www.alluviumfinancial.com/

Address

307 E Matilija St

Ojai CA

Contact

(805) 640-0654

http://www.myprospectmortgage.com/branch_locator.asp

Address

403 W Ojai Ave

Ojai CA

Contact

(805) 640-1717

m_wanda@getheritageloans.com

Address

418 Bryant Cir

Ojai CA

Contact

(805) 646-2182

http://mountainviewmtg.com

News on Mortgages and Reverse Mortgages for Ojai, California 93024