Compare Today’s Mortgage Rates for Ontario, California
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Ontario, California 91798. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $25,346 or $70 / month in Ontario and other areas of Los Angeles county.
Our search engine explores all home mortgage options in Ontario, California 91798, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Ontario, California 91798


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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Ontario, CA 91798, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Ontario, California 91798 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Ontario, California and around Los Angeles county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 93.14% | 93.52% | 91.99% | 95.94% | 96.18% | 95.97% | 95.98% | 96.02% |
avg mortgage rate | 4.92% | 4.68% | 3.92% | 4.02% | 4.47% | 4.14% | 3.97% | 4.21% |
% 15 year fixed mortgage | 5.91% | 6.17% | 8.01% | 3.39% | 3.61% | 3.61% | 3.44% | 2.99% |
avg mortgage rate | 4.32% | 3.92% | 3.35% | 3.29% | 3.49% | 3.23% | 3.22% | 3.44% |
Avg credit score | 767.76 | 762.18 | 764.13 | 761.13 | 756.16 | 756.88 | 753.32 | 749.29 |
Avg LTV (loan to value) | 68.77% | 70.72% | 71.43% | 74.07% | 74.19% | 73.46% | 73.53% | 74.86% |
Avg DTI (debt to income) | 38.64 | 37.36 | 35.58 | 36.81 | 38.80 | 39.49 | 39.88 | 40.56 |
% First time homebuyer | 49.88% | 50.31% | 41.46% | 45.60% | 44.59% | 46.28% | 42.64% | 50.25% |
Avg mortgage insurance % | 1.60% | 2.17% | 2.71% | 4.18% | 4.96% | 4.81% | 5.13% | 6.01% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Ontario, California 91798
If you’re looking to buy a new home in Ontario, we have compiled a list of the leading mortgage brokers around Ontario, California 91798 to help you with your search.
Wells Fargo Home Mortgage
2529 S Euclid Ave
Ontario CA 91798
(909) 458-1740
http://www.wellsfargo.com/mortgage/
PC Rebate Services
816 S Mountain Ave
Ontario CA 91798
(909) 635-0550
Trust Acceptance
208 W E St
Ontario CA 91798
(909) 230-5380
http://www.trustacceptance.com
Ontario Financial Services
615 N Euclid Ave
Ontario CA 91798
(909) 984-1190
Response Realty & Investments
207 N Euclid Ave
Ontario CA 91798
(909) 459-2599
newloan@homeberger.com
Address
2529 S Euclid Ave
Ontario CA
Contact
(909) 458-1740
http://www.wellsfargo.com/mortgage/
Address
816 S Mountain Ave
Ontario CA
Contact
(909) 635-0550
Address
208 W E St
Ontario CA
Contact
(909) 230-5380
http://www.trustacceptance.com