Compare Today’s Mortgage Rates in Orinda, California 94563
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Orinda, California 94563.
Our search engine thoroughly explores all home mortgage options in Orinda, California 94563, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $154,004 in lifetime cash or $428 per month in Orinda and other areas of Contra Costa county.
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Summary of Average Mortgages in Orinda, California 94563
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Orinda, California 94563
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Orinda, CA 94563. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Orinda, California 94563 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Orinda, California and around Contra Costa county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 97.94% | 97.59% | 97.86% | 97.67% | 97.27% | 96.83% | 96.37% | 96.99% | 96.04% |
| avg mortgage rate | 6.35% | 4.43% | 2.98% | 3.34% | 4.35% | 4.66% | 4.26% | 3.99% | 4.16% |
| % 15 year fixed mortgage | 1.83% | 1.93% | 1.84% | 1.60% | 1.99% | 2.71% | 3.11% | 2.61% | 3.55% |
| avg mortgage rate | 5.53% | 3.62% | 2.37% | 2.82% | 3.73% | 4.02% | 3.50% | 3.17% | 3.24% |
| Avg credit score | 756.77 | 762.30 | 762.37 | 769.05 | 757.50 | 755.28 | 751.66 | 752.73 | 754.27 |
| Avg LTV (loan to value) | 77.91% | 77.82% | 77.93% | 77.96% | 76.10% | 73.69% | 75.18% | 75.68% | 75.25% |
| Avg DTI (debt to income) | 40.60 | 39.46 | 37.35 | 37.10 | 38.72 | 38.73 | 38.08 | 37.26 | 36.97 |
| % First time homebuyer | 59.68% | 56.84% | 56.44% | 56.11% | 52.89% | 48.25% | 45.42% | 43.25% | 42.74% |
| Avg mortgage insurance % | 11.32% | 10.61% | 9.69% | 9.55% | 9.30% | 6.82% | 6.61% | 6.74% | 5.80% |
Best Mortgage Brokers around Orinda, California 94563
For those searching for a new home in Orinda, we have compiled a list of the top mortgage brokers located in and around Orinda, California 94563 to assist you with your search.
Name
Address
Contact
Winthrop Resources
1 Bates Blvd
Orinda CA 94563
(925) 386-0223
http://winthropresources.com
Keesler Co.
322 Village Sq
Orinda CA 94563
(925) 258-1600
http://www.keeslercompany.com
Real Estate Financing
19 Bates Blvd
Orinda CA 94563
(925) 254-1901
Keller Financial Service
12 Orinda Way
Orinda CA 94563
(925) 253-5020
Bob Routt Mortgage Broker
23 Altarinda Rd
Orinda CA 94563
(925) 386-0801
Address
1 Bates Blvd
Orinda CA
Contact
(925) 386-0223
http://winthropresources.com
Address
322 Village Sq
Orinda CA
Contact
(925) 258-1600
http://www.keeslercompany.com
Address
19 Bates Blvd
Orinda CA
Contact
(925) 254-1901