Compare Today’s Mortgage Rates for Oroville, California
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Oroville, California 95966. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $8,297 or $23 / month in Oroville and surrounding areas of Butte county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Oroville, California 95966.
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Summary of Average Mortgage Terms in Oroville, California 95966
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Oroville, CA 95966, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Oroville, California 95966 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Oroville, California and around Butte county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Oroville, California 95966
If you’re looking to buy a new home in Oroville, we have compiled a list of the leading mortgage brokers around Oroville, California 95966 to help you with your search.
Name
Address
Contact
Network Mortgage Jean Hoag
830 Montgomery St
Oroville CA 95966
(530) 533-5665
jeanhoag@sbcglobal.net
Wells Fargo Home Mortgage
459 Oro Dam Blvd E
Oroville CA 95966
(530) 532-6725
http://www.wellsfargo.com/mortgage/
Miller Realty
2214 5th Ave
Oroville CA 95966
(530) 534-0499
http://www.lominc.net/
Allied Cash Advance
475 Oro Dam Blvd E
Oroville CA 95966
(530) 532-1663
customerservice@alliedcash.com
Western Mortgage
1655 Montgomery St
Oroville CA 95966
(530) 533-3020
Address
830 Montgomery St
Oroville CA
Contact
(530) 533-5665
jeanhoag@sbcglobal.net
Address
459 Oro Dam Blvd E
Oroville CA
Contact
(530) 532-6725
http://www.wellsfargo.com/mortgage/
Address
2214 5th Ave
Oroville CA
Contact
(530) 534-0499
http://www.lominc.net/