Compare Today’s Mortgage Rates for Oxnard, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Oxnard, California 93036. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $22,333 or $62 / month in Oxnard and surrounding areas of Ventura county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Oxnard, California 93036.

No suitable program is found

Summary of Average Mortgage Terms in Oxnard, California 93036

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Oxnard, CA 93036, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Oxnard, California 93036 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Oxnard, California and around Ventura county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.12% 95.05% 94.55% 95.48% 96.48% 96.79% 97.64% 97.89%
avg mortgage rate 4.98% 4.72% 3.97% 4.03% 4.49% 4.14% 3.98% 4.21%
% 15 year fixed mortgage 3.40% 3.82% 4.62% 4.01% 3.35% 2.74% 2.16% 1.93%
avg mortgage rate 4.38% 3.96% 3.29% 3.08% 3.43% 3.43% 3.16% 3.42%
Avg credit score 762.68 765.35 763.51 761.72 755.79 756.12 753.86 754.82
Avg LTV (loan to value) 72.46% 74.01% 75.66% 74.81% 76.21% 74.93% 75.66% 76.79%
Avg DTI (debt to income) 36.99 36.23 35.89 36.49 37.91 38.11 38.10 39.10
% First time homebuyer 42.11% 34.94% 28.39% 32.68% 37.20% 35.03% 35.07% 37.54%
Avg mortgage insurance % 2.36% 2.77% 4.25% 5.08% 6.89% 6.04% 7.36% 8.04%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Oxnard, California 93036

If you’re looking to buy a new home in Oxnard, we have compiled a list of the leading mortgage brokers around Oxnard, California 93036 to help you with your search.

Name
Address
Contact

Prospect Mortgage

1151 S Victoria Ave

Oxnard CA 93036

(805) 390-5817

Rodgers Mortgage

3645 Saviers Rd

Oxnard CA 93036

(805) 487-4968

Instant Pink Slip Loans

2711 S Rose Ave

Oxnard CA 93036

(800) 476-4140

instantpinksliploans@yahoo.com

Fast Auto Loans Inc.

3000 Saviers Rd

Oxnard CA 93036

(805) 205-9534

http://www.fastauto.com/

Gmm Mortgage

4011 Saviers Rd

Oxnard CA 93036

(805) 483-0165

goya@gregoriamendoza.com

Address

1151 S Victoria Ave

Oxnard CA

Contact

(805) 390-5817

Address

3645 Saviers Rd

Oxnard CA

Contact

(805) 487-4968

Address

2711 S Rose Ave

Oxnard CA

Contact

(800) 476-4140

instantpinksliploans@yahoo.com

News on Mortgages and Reverse Mortgages for Oxnard, California 93036