Compare Today’s Mortgage Rates for Oxnard, California

Pureloan searches mortgage lenders and major banks in Oxnard, California 93035 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $18,896 or $52 / month is expected in Oxnard and other areas of Ventura county.

Pureloan’s search engine explores all home mortgage options in Oxnard, California 93035, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Oxnard, California 93035

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Oxnard, CA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Oxnard, CA 93035, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Oxnard, CA

Historical Mortgage Rates for Oxnard, California 93035 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Oxnard, California and around Ventura county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.12% 95.05% 94.55% 95.48% 96.48% 96.79% 97.64% 97.89%
avg mortgage rate 4.98% 4.72% 3.97% 4.03% 4.49% 4.14% 3.98% 4.21%
% 15 year fixed mortgage 3.40% 3.82% 4.62% 4.01% 3.35% 2.74% 2.16% 1.93%
avg mortgage rate 4.38% 3.96% 3.29% 3.08% 3.43% 3.43% 3.16% 3.42%
Avg credit score 762.68 765.35 763.51 761.72 755.79 756.12 753.86 754.82
Avg LTV (loan to value) 72.46% 74.01% 75.66% 74.81% 76.21% 74.93% 75.66% 76.79%
Avg DTI (debt to income) 36.99 36.23 35.89 36.49 37.91 38.11 38.10 39.10
% First time homebuyer 42.11% 34.94% 28.39% 32.68% 37.20% 35.03% 35.07% 37.54%
Avg mortgage insurance % 2.36% 2.77% 4.25% 5.08% 6.89% 6.04% 7.36% 8.04%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Oxnard, California 93035

If you’re looking to buy a new home in Oxnard, we have compiled a list of the leading mortgage brokers around Oxnard, California 93035 to help you with your search.

Name
Address
Contact

Prospect Mortgage

1151 S Victoria Ave

Oxnard CA 93035

(805) 390-5817

Rodgers Mortgage

3645 Saviers Rd

Oxnard CA 93035

(805) 487-4968

Instant Pink Slip Loans

2711 S Rose Ave

Oxnard CA 93035

(800) 476-4140

instantpinksliploans@yahoo.com

Fast Auto Loans Inc.

3000 Saviers Rd

Oxnard CA 93035

(805) 205-9534

http://www.fastauto.com/

Gmm Mortgage

4011 Saviers Rd

Oxnard CA 93035

(805) 483-0165

goya@gregoriamendoza.com

Address

1151 S Victoria Ave

Oxnard CA

Contact

(805) 390-5817

Address

3645 Saviers Rd

Oxnard CA

Contact

(805) 487-4968

Address

2711 S Rose Ave

Oxnard CA

Contact

(800) 476-4140

instantpinksliploans@yahoo.com

News on Mortgages and Reverse Mortgages for Oxnard, California 93035