Compare Today’s Mortgage Rates for Pacific Grove, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Pacific Grove, California 93950. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $138,985 or $386 / month in Pacific Grove and other areas of Monterey county.

Our search engine explores all home mortgage options in Pacific Grove, California 93950, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Pacific Grove, California 93950

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Pacific Grove, CA 93950, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Pacific Grove, California 93950 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Pacific Grove, California and around Monterey county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.12% 95.05% 94.55% 95.48% 96.48% 96.79% 97.64% 97.89%
avg mortgage rate 4.98% 4.72% 3.97% 4.03% 4.49% 4.14% 3.98% 4.21%
% 15 year fixed mortgage 3.40% 3.82% 4.62% 4.01% 3.35% 2.74% 2.16% 1.93%
avg mortgage rate 4.38% 3.96% 3.29% 3.08% 3.43% 3.43% 3.16% 3.42%
Avg credit score 762.68 765.35 763.51 761.72 755.79 756.12 753.86 754.82
Avg LTV (loan to value) 72.46% 74.01% 75.66% 74.81% 76.21% 74.93% 75.66% 76.79%
Avg DTI (debt to income) 36.99 36.23 35.89 36.49 37.91 38.11 38.10 39.10
% First time homebuyer 42.11% 34.94% 28.39% 32.68% 37.20% 35.03% 35.07% 37.54%
Avg mortgage insurance % 2.36% 2.77% 4.25% 5.08% 6.89% 6.04% 7.36% 8.04%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Pacific Grove, California 93950

If you’re looking to buy a new home in Pacific Grove, we have compiled a list of the leading mortgage brokers around Pacific Grove, California 93950 to help you with your search.

Name
Address
Contact

Treehouse Mortgage Group

704 Forest Ave

Pacific Grove CA 93950

(831) 372-3151

hdaunt@treehousemortgage.com

Check 'n Go

1171 Fremont Blvd

Seaside CA 93950

(831) 899-1516

comments@checkngo.com

The Mortgage Connection

1123 Fremont Blvd

Seaside CA 93950

(831) 393-1353

Funding Profiles

440 N Wolfe Rd

Sunnyvale CA 93950

(408) 498-5840

Springleaf Financial Services

949 El Camino Real

South San Francisco CA 93950

(650) 952-6383

compliancehelpline@slfs.com

Address

704 Forest Ave

Pacific Grove CA

Contact

(831) 372-3151

hdaunt@treehousemortgage.com

Address

1171 Fremont Blvd

Seaside CA

Contact

(831) 899-1516

comments@checkngo.com

Address

1123 Fremont Blvd

Seaside CA

Contact

(831) 393-1353

News on Mortgages and Reverse Mortgages for Pacific Grove, California 93950