Compare Today’s Mortgage Rates for Pacifica, California
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Pacifica, California 94044. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $149,446 or $415 / month in Pacifica and surrounding areas of San Mateo county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Pacifica, California 94044.
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Summary of Average Mortgage Terms in Pacifica, California 94044
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Pacifica, CA 94044, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Pacifica, California 94044 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Pacifica, California and around San Mateo county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.23% | 93.94% | 94.46% | 94.55% | 95.67% | 95.07% | 95.81% | 97.69% |
| avg mortgage rate | 4.96% | 4.70% | 3.95% | 4.00% | 4.47% | 4.14% | 3.96% | 4.24% |
| % 15 year fixed mortgage | 4.45% | 5.42% | 4.84% | 5.18% | 4.19% | 4.76% | 3.98% | 1.73% |
| avg mortgage rate | 4.35% | 3.90% | 3.32% | 3.20% | 3.46% | 3.33% | 3.16% | 2.83% |
| Avg credit score | 766.40 | 768.92 | 765.75 | 761.90 | 759.78 | 758.65 | 757.19 | 758.90 |
| Avg LTV (loan to value) | 67.95% | 68.55% | 70.92% | 68.75% | 70.29% | 68.52% | 67.52% | 65.50% |
| Avg DTI (debt to income) | 37.09 | 35.94 | 34.84 | 35.57 | 37.03 | 37.94 | 37.87 | 39.28 |
| % First time homebuyer | 52.34% | 48.03% | 46.57% | 45.64% | 44.97% | 45.58% | 49.27% | 41.04% |
| Avg mortgage insurance % | 0.78% | 1.02% | 2.11% | 1.49% | 2.82% | 2.19% | 2.87% | 1.99% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Pacifica, California 94044
If you’re looking to buy a new home in Pacifica, we have compiled a list of the leading mortgage brokers around Pacifica, California 94044 to help you with your search.
Name
Address
Contact
Marc Realty & Loan Company
183 Hilton Way
Pacifica CA 94044
(650) 355-5445
Mike Ervin at W. J. Bradley Mortgage Capital
235 Rockaway Beach Ave
Pacifica CA 94044
(650) 766-8500
http://www.mikeervin.com/
Ocean Shores Partners Mortgage
1005 Terra Nova Blvd
Pacifica CA 94044
(650) 738-4900
Marc Realty & Loan Co.
650 Cape Breton Dr
Pacifica CA 94044
(650) 355-5445
California Capital Mortgage
2483 Old Middlefield Way
Mountain View CA 94044
(650) 938-2600
http://www.california-capital.com
Address
183 Hilton Way
Pacifica CA
Contact
(650) 355-5445
Address
235 Rockaway Beach Ave
Pacifica CA
Contact
(650) 766-8500
http://www.mikeervin.com/
Address
1005 Terra Nova Blvd
Pacifica CA
Contact
(650) 738-4900