Compare Today’s Mortgage Rates for Palm Desert, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Palm Desert, California 92261. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $14,764 or $41 / month in Palm Desert and surrounding areas of Riverside county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Palm Desert, California 92261.

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Summary of Average Mortgage Terms in Palm Desert, California 92261

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Palm Desert, CA 92261, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Palm Desert, California 92261 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Palm Desert, California and around Riverside county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.21% 94.86% 93.52% 96.02% 96.01% 96.31% 96.82% 96.77%
avg mortgage rate 4.96% 4.70% 3.94% 4.03% 4.48% 4.14% 3.95% 4.21%
% 15 year fixed mortgage 3.34% 4.00% 5.51% 3.62% 3.59% 3.07% 2.80% 2.77%
avg mortgage rate 4.35% 3.95% 3.26% 3.20% 3.51% 3.28% 3.14% 3.34%
Avg credit score 764.75 766.40 766.21 760.01 755.53 757.44 754.41 756.90
Avg LTV (loan to value) 71.55% 72.38% 73.05% 75.30% 75.57% 74.95% 75.79% 74.44%
Avg DTI (debt to income) 36.90 36.18 36.13 36.80 37.62 37.51 38.39 38.67
% First time homebuyer 34.60% 26.71% 24.13% 28.74% 31.91% 31.37% 36.61% 34.69%
Avg mortgage insurance % 1.87% 2.23% 3.67% 5.97% 6.76% 6.51% 7.59% 6.56%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Palm Desert, California 92261

If you’re looking to buy a new home in Palm Desert, we have compiled a list of the leading mortgage brokers around Palm Desert, California 92261 to help you with your search.

Name
Address
Contact

Mortageworks

77570 Springfield Ln

Palm Desert CA 92261

(760) 345-0500

http://www.mortgageworks.com

Mortgageworks

77570 Springfield Ln

Palm Desert CA 92261

(760) 345-0500

http://www.mortgageworks.com

Iserve Residential Lending

73700 Dinah Shore Dr

Palm Desert CA 92261

(765) 276-0622

http://www.iservelending.com/

Beach City Financial

77919 Las Montanas Rd

Palm Desert CA 92261

(760) 360-9460

http://www.citifinancial.com/

Paramount Residental Mortgage Group

77933 Las Montanas Rd

Palm Desert CA 92261

(760) 200-3331

agotch@prmg.net

Address

77570 Springfield Ln

Palm Desert CA

Contact

(760) 345-0500

http://www.mortgageworks.com

Address

77570 Springfield Ln

Palm Desert CA

Contact

(760) 345-0500

http://www.mortgageworks.com

Address

73700 Dinah Shore Dr

Palm Desert CA

Contact

(765) 276-0622

http://www.iservelending.com/

News on Mortgages and Reverse Mortgages for Palm Desert, California 92261