Compare Today’s Mortgage Rates for Palm Springs, California

Pureloan searches mortgage lenders and major banks in Palm Springs, California 92292 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $7,260 or $20 / month is expected in Palm Springs and other areas of San Bernardino county.

Pureloan’s search engine explores all home mortgage options in Palm Springs, California 92292, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Palm Springs, California 92292

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Palm Springs, CA 92292, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Palm Springs, California 92292 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Palm Springs, California and around San Bernardino county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.21% 94.86% 93.52% 96.02% 96.01% 96.31% 96.82% 96.77%
avg mortgage rate 4.96% 4.70% 3.94% 4.03% 4.48% 4.14% 3.95% 4.21%
% 15 year fixed mortgage 3.34% 4.00% 5.51% 3.62% 3.59% 3.07% 2.80% 2.77%
avg mortgage rate 4.35% 3.95% 3.26% 3.20% 3.51% 3.28% 3.14% 3.34%
Avg credit score 764.75 766.40 766.21 760.01 755.53 757.44 754.41 756.90
Avg LTV (loan to value) 71.55% 72.38% 73.05% 75.30% 75.57% 74.95% 75.79% 74.44%
Avg DTI (debt to income) 36.90 36.18 36.13 36.80 37.62 37.51 38.39 38.67
% First time homebuyer 34.60% 26.71% 24.13% 28.74% 31.91% 31.37% 36.61% 34.69%
Avg mortgage insurance % 1.87% 2.23% 3.67% 5.97% 6.76% 6.51% 7.59% 6.56%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Palm Springs, California 92292

If you’re looking to buy a new home in Palm Springs, we have compiled a list of the leading mortgage brokers around Palm Springs, California 92292 to help you with your search.

Name
Address
Contact

City Loan - Car Title Loans

335 E Sunny Dunes Rd

Palm Springs CA 92292

(760) 422-3346

customer-serviceyp@cityloan.com

First Capital

1555 S Palm Canyon Dr

Palm Springs CA 92292

(760) 864-9782

Adams Financial Services

5055 E Calle San Raphael

Palm Springs CA 92292

(760) 327-9800

Caffery Financial

3605 E Ramon Rd

Palm Springs CA 92292

(760) 327-4344

First Priority Mortgage

3655 E Ramon Rd

Palm Springs CA 92292

(760) 778-1600

Address

335 E Sunny Dunes Rd

Palm Springs CA

Contact

(760) 422-3346

customer-serviceyp@cityloan.com

Address

1555 S Palm Canyon Dr

Palm Springs CA

Contact

(760) 864-9782

Address

5055 E Calle San Raphael

Palm Springs CA

Contact

(760) 327-9800

News on Mortgages and Reverse Mortgages for Palm Springs, California 92292