Compare Today’s Mortgage Rates for Palm Springs, California
Pureloan searches mortgage lenders and major banks in Palm Springs, California 92292 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $7,260 or $20 / month is expected in Palm Springs and other areas of San Bernardino county.
Pureloan’s search engine explores all home mortgage options in Palm Springs, California 92292, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Palm Springs, California 92292
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Palm Springs, CA 92292, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Palm Springs, California 92292 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Palm Springs, California and around San Bernardino county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.21% | 94.86% | 93.52% | 96.02% | 96.01% | 96.31% | 96.82% | 96.77% |
| avg mortgage rate | 4.96% | 4.70% | 3.94% | 4.03% | 4.48% | 4.14% | 3.95% | 4.21% |
| % 15 year fixed mortgage | 3.34% | 4.00% | 5.51% | 3.62% | 3.59% | 3.07% | 2.80% | 2.77% |
| avg mortgage rate | 4.35% | 3.95% | 3.26% | 3.20% | 3.51% | 3.28% | 3.14% | 3.34% |
| Avg credit score | 764.75 | 766.40 | 766.21 | 760.01 | 755.53 | 757.44 | 754.41 | 756.90 |
| Avg LTV (loan to value) | 71.55% | 72.38% | 73.05% | 75.30% | 75.57% | 74.95% | 75.79% | 74.44% |
| Avg DTI (debt to income) | 36.90 | 36.18 | 36.13 | 36.80 | 37.62 | 37.51 | 38.39 | 38.67 |
| % First time homebuyer | 34.60% | 26.71% | 24.13% | 28.74% | 31.91% | 31.37% | 36.61% | 34.69% |
| Avg mortgage insurance % | 1.87% | 2.23% | 3.67% | 5.97% | 6.76% | 6.51% | 7.59% | 6.56% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Palm Springs, California 92292
If you’re looking to buy a new home in Palm Springs, we have compiled a list of the leading mortgage brokers around Palm Springs, California 92292 to help you with your search.
Name
Address
Contact
City Loan - Car Title Loans
335 E Sunny Dunes Rd
Palm Springs CA 92292
(760) 422-3346
customer-serviceyp@cityloan.com
First Capital
1555 S Palm Canyon Dr
Palm Springs CA 92292
(760) 864-9782
Adams Financial Services
5055 E Calle San Raphael
Palm Springs CA 92292
(760) 327-9800
Caffery Financial
3605 E Ramon Rd
Palm Springs CA 92292
(760) 327-4344
First Priority Mortgage
3655 E Ramon Rd
Palm Springs CA 92292
(760) 778-1600
Address
335 E Sunny Dunes Rd
Palm Springs CA
Contact
(760) 422-3346
customer-serviceyp@cityloan.com
Address
1555 S Palm Canyon Dr
Palm Springs CA
Contact
(760) 864-9782
Address
5055 E Calle San Raphael
Palm Springs CA
Contact
(760) 327-9800