Compare Today’s Mortgage Rates for Palo Alto, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Palo Alto, California 94309. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $433,394 or $1,204 / month in Palo Alto and surrounding areas of Santa Clara county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Palo Alto, California 94309.

No suitable program is found

Summary of Average Mortgage Terms in Palo Alto, California 94309

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Palo Alto, CA 94309, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Palo Alto, California 94309 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Palo Alto, California and around Santa Clara county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.23% 93.94% 94.46% 94.55% 95.67% 95.07% 95.81% 97.69%
avg mortgage rate 4.96% 4.70% 3.95% 4.00% 4.47% 4.14% 3.96% 4.24%
% 15 year fixed mortgage 4.45% 5.42% 4.84% 5.18% 4.19% 4.76% 3.98% 1.73%
avg mortgage rate 4.35% 3.90% 3.32% 3.20% 3.46% 3.33% 3.16% 2.83%
Avg credit score 766.40 768.92 765.75 761.90 759.78 758.65 757.19 758.90
Avg LTV (loan to value) 67.95% 68.55% 70.92% 68.75% 70.29% 68.52% 67.52% 65.50%
Avg DTI (debt to income) 37.09 35.94 34.84 35.57 37.03 37.94 37.87 39.28
% First time homebuyer 52.34% 48.03% 46.57% 45.64% 44.97% 45.58% 49.27% 41.04%
Avg mortgage insurance % 0.78% 1.02% 2.11% 1.49% 2.82% 2.19% 2.87% 1.99%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Palo Alto, California 94309

If you’re looking to buy a new home in Palo Alto, we have compiled a list of the leading mortgage brokers around Palo Alto, California 94309 to help you with your search.

Name
Address
Contact

B & P Note Funding Solutions

3790 El Camino Real

Palo Alto CA 94309

(650) 566-1288

Standford Mortgage

525 San Antonio Rd

Palo Alto CA 94309

(650) 323-0400

Baywide Funding Corporation

2390 El Camino Real

Palo Alto CA 94309

(650) 494-3397

http://www.baywide.com

Princeton Capital

2754 Middlefield Rd

Palo Alto CA 94309

(650) 566-5754

http://www.princetoncap.com

Kelly Mortgage Company

663 Toyon Pl

Palo Alto CA 94309

(650) 813-0102

staufig@accessbanc.com

Address

3790 El Camino Real

Palo Alto CA

Contact

(650) 566-1288

Address

525 San Antonio Rd

Palo Alto CA

Contact

(650) 323-0400

Address

2390 El Camino Real

Palo Alto CA

Contact

(650) 494-3397

http://www.baywide.com

News on Mortgages and Reverse Mortgages for Palo Alto, California 94309