Compare Today’s Mortgage Rates for Palo Cedro, California

Pureloan searches mortgage lenders and major banks in Palo Cedro, California 96073 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $18,468 or $51 / month is expected in Palo Cedro and other areas of Shasta county.

Pureloan’s search engine explores all home mortgage options in Palo Cedro, California 96073, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

No suitable program is found

Summary of Average Mortgage Terms in Palo Cedro, California 96073

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Palo Cedro, CA 96073, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Palo Cedro, California 96073 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Palo Cedro, California and around Shasta county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 92.52% 89.26% 91.46% 93.90% 91.75% 93.45% 92.70% 94.86%
avg mortgage rate 4.99% 4.78% 4.04% 4.03% 4.54% 4.21% 4.02% 4.24%
% 15 year fixed mortgage 6.37% 9.51% 6.65% 4.69% 6.64% 5.36% 6.06% 4.11%
avg mortgage rate 4.40% 4.08% 3.45% 3.35% 3.63% 3.46% 3.36% 3.79%
Avg credit score 763.80 770.59 766.41 766.06 754.18 753.59 751.89 752.77
Avg LTV (loan to value) 73.15% 74.88% 76.78% 77.89% 78.94% 80.64% 80.32% 80.39%
Avg DTI (debt to income) 34.49 34.53 33.28 33.38 35.12 35.67 36.09 35.16
% First time homebuyer 22.16% 21.47% 17.09% 22.30% 27.36% 27.58% 25.16% 30.82%
Avg mortgage insurance % 1.21% 3.12% 4.22% 7.24% 10.22% 11.20% 11.07% 10.93%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Palo Cedro, California 96073

If you’re looking to buy a new home in Palo Cedro, we have compiled a list of the leading mortgage brokers around Palo Cedro, California 96073 to help you with your search.

Name
Address
Contact

Gold Coast Funding

9480 Cedro Ln

Palo Cedro CA 96073

(530) 547-9702

Sierra Mountain Mortgage

10098 Jibboom St

Truckee CA 96073

(530) 587-3277

info@smmlend.com

Secured Mortgage Investors

11045 Donner Pass Rd

Truckee CA 96073

(530) 587-0996

itsgerm@pacbell.net

RPM Mortgage

12000 Pioneer Trl

Truckee CA 96073

(530) 582-9992

http://www.rpm-mtg.com/truckee/

Summit Mortgage

10095 Dorchester Dr

Truckee CA 96073

(530) 582-6950

tiffini@summit-mortgage.com

Address

9480 Cedro Ln

Palo Cedro CA

Contact

(530) 547-9702

Address

10098 Jibboom St

Truckee CA

Contact

(530) 587-3277

info@smmlend.com

Address

11045 Donner Pass Rd

Truckee CA

Contact

(530) 587-0996

itsgerm@pacbell.net

News on Mortgages and Reverse Mortgages for Palo Cedro, California 96073