Compare Today’s Mortgage Rates for Paradise, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Paradise, California 95969. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $11,189 or $31 / month in Paradise and surrounding areas of Butte county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Paradise, California 95969.

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Summary of Average Mortgage Terms in Paradise, California 95969

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Paradise, CA 95969, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Paradise, California 95969 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Paradise, California and around Butte county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Paradise, California 95969

If you’re looking to buy a new home in Paradise, we have compiled a list of the leading mortgage brokers around Paradise, California 95969 to help you with your search.

Name
Address
Contact

Argus Lending

5574 Almond St

Paradise CA 95969

(530) 762-0284

Alta Financial

7529 Skyway

Paradise CA 95969

(530) 876-8100

Jensen Enterprises

6393 Skyway

Paradise CA 95969

(530) 877-9700

Wells Fargo Home Mortgage

6930 Skyway

Paradise CA 95969

(530) 872-8446

http://www.wellsfargo.com/mortgage/

American Capital Corporation-Ken Hunt

4047 Neal Rd

Paradise CA 95969

(530) 877-8800

kenhunt@101.comcastbiz.net

Address

5574 Almond St

Paradise CA

Contact

(530) 762-0284

Address

7529 Skyway

Paradise CA

Contact

(530) 876-8100

Address

6393 Skyway

Paradise CA

Contact

(530) 877-9700

News on Mortgages and Reverse Mortgages for Paradise, California 95969