Compare Today’s Mortgage Rates for Paradise, California
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Paradise, California 95969. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $11,189 or $31 / month in Paradise and surrounding areas of Butte county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Paradise, California 95969.
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Summary of Average Mortgage Terms in Paradise, California 95969
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Paradise, CA 95969, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Paradise, California 95969 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Paradise, California and around Butte county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Paradise, California 95969
If you’re looking to buy a new home in Paradise, we have compiled a list of the leading mortgage brokers around Paradise, California 95969 to help you with your search.
Name
Address
Contact
Argus Lending
5574 Almond St
Paradise CA 95969
(530) 762-0284
Alta Financial
7529 Skyway
Paradise CA 95969
(530) 876-8100
Jensen Enterprises
6393 Skyway
Paradise CA 95969
(530) 877-9700
Wells Fargo Home Mortgage
6930 Skyway
Paradise CA 95969
(530) 872-8446
http://www.wellsfargo.com/mortgage/
American Capital Corporation-Ken Hunt
4047 Neal Rd
Paradise CA 95969
(530) 877-8800
kenhunt@101.comcastbiz.net
Address
5574 Almond St
Paradise CA
Contact
(530) 762-0284
Address
7529 Skyway
Paradise CA
Contact
(530) 876-8100
Address
6393 Skyway
Paradise CA
Contact
(530) 877-9700