Compare Today’s Mortgage Rates for Paso Robles, California
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Paso Robles, California 93447. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $22,333 or $62 / month in Paso Robles and surrounding areas of San Luis Obispo county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Paso Robles, California 93447.
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Summary of Average Mortgage Terms in Paso Robles, California 93447
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Paso Robles, CA 93447, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Paso Robles, California 93447 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Paso Robles, California and around San Luis Obispo county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.12% | 95.05% | 94.55% | 95.48% | 96.48% | 96.79% | 97.64% | 97.89% |
| avg mortgage rate | 4.98% | 4.72% | 3.97% | 4.03% | 4.49% | 4.14% | 3.98% | 4.21% |
| % 15 year fixed mortgage | 3.40% | 3.82% | 4.62% | 4.01% | 3.35% | 2.74% | 2.16% | 1.93% |
| avg mortgage rate | 4.38% | 3.96% | 3.29% | 3.08% | 3.43% | 3.43% | 3.16% | 3.42% |
| Avg credit score | 762.68 | 765.35 | 763.51 | 761.72 | 755.79 | 756.12 | 753.86 | 754.82 |
| Avg LTV (loan to value) | 72.46% | 74.01% | 75.66% | 74.81% | 76.21% | 74.93% | 75.66% | 76.79% |
| Avg DTI (debt to income) | 36.99 | 36.23 | 35.89 | 36.49 | 37.91 | 38.11 | 38.10 | 39.10 |
| % First time homebuyer | 42.11% | 34.94% | 28.39% | 32.68% | 37.20% | 35.03% | 35.07% | 37.54% |
| Avg mortgage insurance % | 2.36% | 2.77% | 4.25% | 5.08% | 6.89% | 6.04% | 7.36% | 8.04% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Paso Robles, California 93447
If you’re looking to buy a new home in Paso Robles, we have compiled a list of the leading mortgage brokers around Paso Robles, California 93447 to help you with your search.
Name
Address
Contact
Accept Plus Mortgage
1233 Vine St
Paso Robles CA 93447
(805) 239-7868
A STRAIGHT LINE MORTGAGE Solutions
404 Cool Valley Dr
Paso Robles CA 93447
(805) 801-1032
Small Business Lending
1725 Ponderosa Ln
Paso Robles CA 93447
(805) 227-6500
Peterson & Company Mortgage
503 Spring St
Paso Robles CA 93447
(805) 238-2019
grachunok@talcott.com
David Sequeira Reverse Mtg
945 Spring St
Paso Robles CA 93447
(805) 226-9323
Address
1233 Vine St
Paso Robles CA
Contact
(805) 239-7868
Address
404 Cool Valley Dr
Paso Robles CA
Contact
(805) 801-1032
Address
1725 Ponderosa Ln
Paso Robles CA
Contact
(805) 227-6500