Compare Today’s Mortgage Rates for Patterson, California
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Patterson, California 95363. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $15,584 or $43 / month in Patterson and surrounding areas of Stanislaus county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Patterson, California 95363.
No suitable program is found
Summary of Average Mortgage Terms in Patterson, California 95363
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Patterson, California 95363
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Patterson, CA 95363, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Patterson, California 95363 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Patterson, California and around Stanislaus county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Patterson, California 95363
If you’re looking to buy a new home in Patterson, we have compiled a list of the leading mortgage brokers around Patterson, California 95363 to help you with your search.
Name
Address
Contact
Patterson Mortgage Center
100 N 3rd St
Patterson CA 95363
(209) 895-5160
A Plainscapital Primelending Company
100 N 3rd St
Patterson CA 95363
(209) 895-5160
http://www.primelending.com
Gruopx Financial
355 E St
Patterson CA 95363
(209) 892-0811
Superior Financial Mortgage
1380 Shearwater Dr
Patterson CA 95363
(209) 535-5351
Farm Credit Services
345 W Las Palmas Ave
Patterson CA 95363
(209) 892-6136
info@yosemitefarmcredit.com
Address
100 N 3rd St
Patterson CA
Contact
(209) 895-5160
Address
100 N 3rd St
Patterson CA
Contact
(209) 895-5160
http://www.primelending.com
Address
355 E St
Patterson CA
Contact
(209) 892-0811