Compare Today’s Mortgage Rates in Patterson, California 95363
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Patterson, California 95363.
Our search engine thoroughly explores all home mortgage options in Patterson, California 95363, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $13,781 in lifetime cash or $38 per month in Patterson and other areas of Stanislaus county.
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Summary of Average Mortgages in Patterson, California 95363
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Patterson, California 95363
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Patterson, CA 95363. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Patterson, California 95363 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Patterson, California and around Stanislaus county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.28% | 96.83% | 96.85% | 94.66% | 96.29% | 95.28% | 94.58% | 96.11% | 92.96% |
avg mortgage rate | 6.37% | 4.50% | 3.05% | 3.49% | 4.52% | 4.79% | 4.37% | 4.08% | 4.22% |
% 15 year fixed mortgage | 1.72% | 2.61% | 2.64% | 3.62% | 3.12% | 3.40% | 4.86% | 3.36% | 6.89% |
avg mortgage rate | 5.75% | 3.52% | 2.37% | 2.97% | 3.70% | 3.98% | 3.58% | 3.37% | 3.41% |
Avg credit score | 747.91 | 751.36 | 750.07 | 753.32 | 756.00 | 755.03 | 743.68 | 742.96 | 750.19 |
Avg LTV (loan to value) | 81.04% | 80.24% | 80.94% | 81.47% | 79.46% | 77.54% | 78.70% | 79.39% | 79.19% |
Avg DTI (debt to income) | 40.67 | 38.97 | 37.04 | 36.48 | 38.16 | 37.66 | 36.77 | 35.97 | 35.93 |
% First time homebuyer | 47.59% | 45.64% | 40.51% | 37.92% | 36.98% | 31.89% | 30.91% | 33.44% | 29.79% |
Avg mortgage insurance % | 13.09% | 12.06% | 12.18% | 11.53% | 10.35% | 8.70% | 8.23% | 9.50% | 8.37% |
Best Mortgage Brokers around Patterson, California 95363
For those searching for a new home in Patterson, we have compiled a list of the top mortgage brokers located in and around Patterson, California 95363 to assist you with your search.
Name
Address
Contact
Patterson Mortgage Center
100 N 3rd St
Patterson CA 95363
(209) 895-5160
A Plainscapital Primelending Company
100 N 3rd St
Patterson CA 95363
(209) 895-5160
http://www.primelending.com
Gruopx Financial
355 E St
Patterson CA 95363
(209) 892-0811
Superior Financial Mortgage
1380 Shearwater Dr
Patterson CA 95363
(209) 535-5351
Farm Credit Services
345 W Las Palmas Ave
Patterson CA 95363
(209) 892-6136
info@yosemitefarmcredit.com
Address
100 N 3rd St
Patterson CA
Contact
(209) 895-5160
Address
100 N 3rd St
Patterson CA
Contact
(209) 895-5160
http://www.primelending.com
Address
355 E St
Patterson CA
Contact
(209) 892-0811