Compare Today’s Mortgage Rates for Patterson, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Patterson, California 95363. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $15,584 or $43 / month in Patterson and surrounding areas of Stanislaus county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Patterson, California 95363.

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Summary of Average Mortgage Terms in Patterson, California 95363

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Patterson, CA 95363, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Patterson, California 95363 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Patterson, California and around Stanislaus county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Patterson, California 95363

If you’re looking to buy a new home in Patterson, we have compiled a list of the leading mortgage brokers around Patterson, California 95363 to help you with your search.

Name
Address
Contact

Patterson Mortgage Center

100 N 3rd St

Patterson CA 95363

(209) 895-5160

A Plainscapital Primelending Company

100 N 3rd St

Patterson CA 95363

(209) 895-5160

http://www.primelending.com

Gruopx Financial

355 E St

Patterson CA 95363

(209) 892-0811

Superior Financial Mortgage

1380 Shearwater Dr

Patterson CA 95363

(209) 535-5351

Farm Credit Services

345 W Las Palmas Ave

Patterson CA 95363

(209) 892-6136

info@yosemitefarmcredit.com

Address

100 N 3rd St

Patterson CA

Contact

(209) 895-5160

Address

100 N 3rd St

Patterson CA

Contact

(209) 895-5160

http://www.primelending.com

Address

355 E St

Patterson CA

Contact

(209) 892-0811

News on Mortgages and Reverse Mortgages for Patterson, California 95363