Compare Today’s Mortgage Rates for Paynes Creek, California
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Paynes Creek, California 96075. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $5,524 or $15 / month in Paynes Creek and other areas of Tehama county.
Our search engine explores all home mortgage options in Paynes Creek, California 96075, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Paynes Creek, California 96075
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Paynes Creek, CA 96075, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Paynes Creek, California 96075 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Paynes Creek, California and around Tehama county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 92.52% | 89.26% | 91.46% | 93.90% | 91.75% | 93.45% | 92.70% | 94.86% |
| avg mortgage rate | 4.99% | 4.78% | 4.04% | 4.03% | 4.54% | 4.21% | 4.02% | 4.24% |
| % 15 year fixed mortgage | 6.37% | 9.51% | 6.65% | 4.69% | 6.64% | 5.36% | 6.06% | 4.11% |
| avg mortgage rate | 4.40% | 4.08% | 3.45% | 3.35% | 3.63% | 3.46% | 3.36% | 3.79% |
| Avg credit score | 763.80 | 770.59 | 766.41 | 766.06 | 754.18 | 753.59 | 751.89 | 752.77 |
| Avg LTV (loan to value) | 73.15% | 74.88% | 76.78% | 77.89% | 78.94% | 80.64% | 80.32% | 80.39% |
| Avg DTI (debt to income) | 34.49 | 34.53 | 33.28 | 33.38 | 35.12 | 35.67 | 36.09 | 35.16 |
| % First time homebuyer | 22.16% | 21.47% | 17.09% | 22.30% | 27.36% | 27.58% | 25.16% | 30.82% |
| Avg mortgage insurance % | 1.21% | 3.12% | 4.22% | 7.24% | 10.22% | 11.20% | 11.07% | 10.93% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Paynes Creek, California 96075
If you’re looking to buy a new home in Paynes Creek, we have compiled a list of the leading mortgage brokers around Paynes Creek, California 96075 to help you with your search.
Name
Address
Contact
A 1 Check Cashing
420 S Main St
Red Bluff CA 96075
(530) 528-1376
Tehama Mortgage
320 Oak St
Red Bluff CA 96075
(530) 527-1191
http://www.tehamapropertymanagement.com/
Wells Fargo Home Mortgage
750 Main St
Red Bluff CA 96075
(530) 528-7700
http://www.wellsfargo.com/mortgage/
PrimeLending, A PlainsCapital Company
658 Rio St
Red Bluff CA 96075
(530) 529-0812
https://lo.primelending.com/redbluff
Summit Mortgage
1355 Main St
Red Bluff CA 96075
(530) 528-1000
Address
420 S Main St
Red Bluff CA
Contact
(530) 528-1376
Address
320 Oak St
Red Bluff CA
Contact
(530) 527-1191
http://www.tehamapropertymanagement.com/
Address
750 Main St
Red Bluff CA
Contact
(530) 528-7700
http://www.wellsfargo.com/mortgage/