Compare Today’s Mortgage Rates for Penn Valley, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Penn Valley, California 95946. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $17,179 or $48 / month in Penn Valley and surrounding areas of Nevada county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Penn Valley, California 95946.

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Summary of Average Mortgage Terms in Penn Valley, California 95946

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Penn Valley, CA 95946, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Penn Valley, California 95946 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Penn Valley, California and around Nevada county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Penn Valley, California 95946

If you’re looking to buy a new home in Penn Valley, we have compiled a list of the leading mortgage brokers around Penn Valley, California 95946 to help you with your search.

Name
Address
Contact

Evergreen Home Loans

10142 Commercial Ave

Penn Valley CA 95946

(530) 205-9359

Broadstreet Financial Group

200 Providence Mine Rd

Nevada City CA 95946

(530) 265-2860

info@bsfg.net

Mortgage Advisors Group

123 Nevada St

Nevada City CA 95946

(530) 478-1271

http://mortgageadvisors.org

United Short Sale Group

421 Broad St

Nevada City CA 95946

(530) 478-5901

Empire Home Loan

220 Main St

Nevada City CA 95946

(530) 470-0777

Address

10142 Commercial Ave

Penn Valley CA

Contact

(530) 205-9359

Address

200 Providence Mine Rd

Nevada City CA

Contact

(530) 265-2860

info@bsfg.net

Address

123 Nevada St

Nevada City CA

Contact

(530) 478-1271

http://mortgageadvisors.org

News on Mortgages and Reverse Mortgages for Penn Valley, California 95946