Compare Today’s Mortgage Rates for Penryn, California

Pureloan searches mortgage lenders and major banks in Penryn, California 95663 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $29,213 or $81 / month is expected in Penryn and other areas of Placer county.

Pureloan’s search engine explores all home mortgage options in Penryn, California 95663, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Penryn, California 95663

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Penryn, CA 95663, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Penryn, California 95663 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Penryn, California and around Placer county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Penryn, California 95663

If you’re looking to buy a new home in Penryn, we have compiled a list of the leading mortgage brokers around Penryn, California 95663 to help you with your search.

Name
Address
Contact

Summit Funding

2260 Douglas Blvd

Roseville CA 95663

(916) 784-7000

http://www.summitfunding.net/

Paramount Equity Mortgage

8781 Sierra College Blvd

Roseville CA 95663

(916) 290-9999

corporate@paramountequity.com

Big Valley Mortgage

3000 Lava Ridge Ct

Roseville CA 95663

(916) 791-3760

sherndon@sonic.net

PrimeLending, A PlainsCapital Company

3721 Douglas Blvd

Roseville CA 95663

(916) 782-1110

https://lo.primelending.com/roseville

Wells Fargo Home Mortgage

3010 Lava Ridge Ct

Roseville CA 95663

(916) 782-2221

marty.finn@wellsfargo.com

Address

2260 Douglas Blvd

Roseville CA

Contact

(916) 784-7000

http://www.summitfunding.net/

Address

8781 Sierra College Blvd

Roseville CA

Contact

(916) 290-9999

corporate@paramountequity.com

Address

3000 Lava Ridge Ct

Roseville CA

Contact

(916) 791-3760

sherndon@sonic.net

News on Mortgages and Reverse Mortgages for Penryn, California 95663