Compare Today’s Mortgage Rates for Phelan, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Phelan, California 92371. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $11,589 or $32 / month in Phelan and other areas of San Bernardino county.

Our search engine explores all home mortgage options in Phelan, California 92371, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Phelan, California 92371

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Phelan, CA 92371, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Phelan, California 92371 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Phelan, California and around San Bernardino county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.21% 94.86% 93.52% 96.02% 96.01% 96.31% 96.82% 96.77%
avg mortgage rate 4.96% 4.70% 3.94% 4.03% 4.48% 4.14% 3.95% 4.21%
% 15 year fixed mortgage 3.34% 4.00% 5.51% 3.62% 3.59% 3.07% 2.80% 2.77%
avg mortgage rate 4.35% 3.95% 3.26% 3.20% 3.51% 3.28% 3.14% 3.34%
Avg credit score 764.75 766.40 766.21 760.01 755.53 757.44 754.41 756.90
Avg LTV (loan to value) 71.55% 72.38% 73.05% 75.30% 75.57% 74.95% 75.79% 74.44%
Avg DTI (debt to income) 36.90 36.18 36.13 36.80 37.62 37.51 38.39 38.67
% First time homebuyer 34.60% 26.71% 24.13% 28.74% 31.91% 31.37% 36.61% 34.69%
Avg mortgage insurance % 1.87% 2.23% 3.67% 5.97% 6.76% 6.51% 7.59% 6.56%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Phelan, California 92371

If you’re looking to buy a new home in Phelan, we have compiled a list of the leading mortgage brokers around Phelan, California 92371 to help you with your search.

Name
Address
Contact

High Desert Realty King

4037 Phelan Rd

Phelan CA 92371

(760) 947-5468

highdesertjerry@gmail.com

California Budget Finance

3936 Phelan Rd

Phelan CA 92371

(760) 868-0902

http://www.qcholdings.com/

Ascent Home Loans

4774 Phelan Rd

Phelan CA 92371

(760) 868-5233

Platinum Mortgage Funding Corporation

4774 Phelan Rd

Phelan CA 92371

(760) 868-5200

platinumrealtywest@yahoo.com

Mountain West Financial

1209 Nevada St

Redlands CA 92371

(909) 793-1500

mariec@mwfinc.com

Address

4037 Phelan Rd

Phelan CA

Contact

(760) 947-5468

highdesertjerry@gmail.com

Address

3936 Phelan Rd

Phelan CA

Contact

(760) 868-0902

http://www.qcholdings.com/

Address

4774 Phelan Rd

Phelan CA

Contact

(760) 868-5233

News on Mortgages and Reverse Mortgages for Phelan, California 92371