Compare Today’s Mortgage Rates for Phelan, California
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Phelan, California 92371. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $11,589 or $32 / month in Phelan and other areas of San Bernardino county.
Our search engine explores all home mortgage options in Phelan, California 92371, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Phelan, California 92371
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Phelan, CA 92371, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Phelan, California 92371 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Phelan, California and around San Bernardino county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.21% | 94.86% | 93.52% | 96.02% | 96.01% | 96.31% | 96.82% | 96.77% |
| avg mortgage rate | 4.96% | 4.70% | 3.94% | 4.03% | 4.48% | 4.14% | 3.95% | 4.21% |
| % 15 year fixed mortgage | 3.34% | 4.00% | 5.51% | 3.62% | 3.59% | 3.07% | 2.80% | 2.77% |
| avg mortgage rate | 4.35% | 3.95% | 3.26% | 3.20% | 3.51% | 3.28% | 3.14% | 3.34% |
| Avg credit score | 764.75 | 766.40 | 766.21 | 760.01 | 755.53 | 757.44 | 754.41 | 756.90 |
| Avg LTV (loan to value) | 71.55% | 72.38% | 73.05% | 75.30% | 75.57% | 74.95% | 75.79% | 74.44% |
| Avg DTI (debt to income) | 36.90 | 36.18 | 36.13 | 36.80 | 37.62 | 37.51 | 38.39 | 38.67 |
| % First time homebuyer | 34.60% | 26.71% | 24.13% | 28.74% | 31.91% | 31.37% | 36.61% | 34.69% |
| Avg mortgage insurance % | 1.87% | 2.23% | 3.67% | 5.97% | 6.76% | 6.51% | 7.59% | 6.56% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Phelan, California 92371
If you’re looking to buy a new home in Phelan, we have compiled a list of the leading mortgage brokers around Phelan, California 92371 to help you with your search.
Name
Address
Contact
High Desert Realty King
4037 Phelan Rd
Phelan CA 92371
(760) 947-5468
highdesertjerry@gmail.com
California Budget Finance
3936 Phelan Rd
Phelan CA 92371
(760) 868-0902
http://www.qcholdings.com/
Ascent Home Loans
4774 Phelan Rd
Phelan CA 92371
(760) 868-5233
Platinum Mortgage Funding Corporation
4774 Phelan Rd
Phelan CA 92371
(760) 868-5200
platinumrealtywest@yahoo.com
Mountain West Financial
1209 Nevada St
Redlands CA 92371
(909) 793-1500
mariec@mwfinc.com
Address
4037 Phelan Rd
Phelan CA
Contact
(760) 947-5468
highdesertjerry@gmail.com
Address
3936 Phelan Rd
Phelan CA
Contact
(760) 868-0902
http://www.qcholdings.com/
Address
4774 Phelan Rd
Phelan CA
Contact
(760) 868-5233