Compare Today’s Mortgage Rates for Phillipsville, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Phillipsville, California 95559. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $15,584 or $43 / month in Phillipsville and surrounding areas of Humboldt county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Phillipsville, California 95559.

No suitable program is found

Summary of Average Mortgage Terms in Phillipsville, California 95559

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Phillipsville, CA 95559, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Phillipsville, California 95559 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Phillipsville, California and around Humboldt county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Phillipsville, California 95559

If you’re looking to buy a new home in Phillipsville, we have compiled a list of the leading mortgage brokers around Phillipsville, California 95559 to help you with your search.

Name
Address
Contact

Waller Kaufman & Sutter

2481 Sunrise Blvd

Gold River CA 95559

(916) 852-8744

http://www.wallerkaufmansutter.com/

Mortgage Consultants Group

2200 Sunrise Blvd

Gold River CA 95559

(916) 844-1505

lee@mcgloans.com

Eagle Home Mortgage

2339 Gold Meadow Way

Gold River CA 95559

(916) 852-0000

http://www.eaglehomemortgage.com/

Pacific National Lending

2377 Gold Meadow Way

Gold River CA 95559

(916) 635-8799

http://www.pacificnationallending.com/

Liberty Home Equity Solutions

10951 White Rock Rd

Rancho Cordova CA 95559

(866) 751-6105

reverseinfo@libertyhomeequity.com

Address

2481 Sunrise Blvd

Gold River CA

Contact

(916) 852-8744

http://www.wallerkaufmansutter.com/

Address

2200 Sunrise Blvd

Gold River CA

Contact

(916) 844-1505

lee@mcgloans.com

Address

2339 Gold Meadow Way

Gold River CA

Contact

(916) 852-0000

http://www.eaglehomemortgage.com/

News on Mortgages and Reverse Mortgages for Phillipsville, California 95559