Compare Today’s Mortgage Rates in Philo, California 95466
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Philo, California 95466.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Philo, California 95466. For a 30-year fixed loan, our calculations show that you can expect to save up to $19,583 over the lifetime of your mortgage, which translates to a monthly savings of $54 in Philo and other areas of Mendocino county.
Summary of Average Mortgages in Philo, California 95466
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Interactive Mortgage Rate Projections for Philo, California 95466
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Philo, CA 95466. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Philo, California 95466 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Philo, California and around Mendocino county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.28% | 96.83% | 96.85% | 94.66% | 96.29% | 95.28% | 94.58% | 96.11% | 92.96% |
avg mortgage rate | 6.37% | 4.50% | 3.05% | 3.49% | 4.52% | 4.79% | 4.37% | 4.08% | 4.22% |
% 15 year fixed mortgage | 1.72% | 2.61% | 2.64% | 3.62% | 3.12% | 3.40% | 4.86% | 3.36% | 6.89% |
avg mortgage rate | 5.75% | 3.52% | 2.37% | 2.97% | 3.70% | 3.98% | 3.58% | 3.37% | 3.41% |
Avg credit score | 747.91 | 751.36 | 750.07 | 753.32 | 756.00 | 755.03 | 743.68 | 742.96 | 750.19 |
Avg LTV (loan to value) | 81.04% | 80.24% | 80.94% | 81.47% | 79.46% | 77.54% | 78.70% | 79.39% | 79.19% |
Avg DTI (debt to income) | 40.67 | 38.97 | 37.04 | 36.48 | 38.16 | 37.66 | 36.77 | 35.97 | 35.93 |
% First time homebuyer | 47.59% | 45.64% | 40.51% | 37.92% | 36.98% | 31.89% | 30.91% | 33.44% | 29.79% |
Avg mortgage insurance % | 13.09% | 12.06% | 12.18% | 11.53% | 10.35% | 8.70% | 8.23% | 9.50% | 8.37% |
Best Mortgage Brokers around Philo, California 95466
For those searching for a new home in Philo, we have compiled a list of the top mortgage brokers located in and around Philo, California 95466 to assist you with your search.
All California Mortgage
955 Broadway
Sonoma CA 95466
(707) 939-1616
http://www.allcalifornia.com
Wells Fargo Home Mortgage
535 W Napa St
Sonoma CA 95466
(707) 939-9078
http://www.wellsfargo.com/mortgage/
Wells Fargo Home Mortgage
472 5th St W
Sonoma CA 95466
(707) 938-1361
http://www.wellsfargo.com/mortgage/
Investors Trust Mortgage
531 1st St E
Sonoma CA 95466
(707) 996-4114
RPM Mortgage
651 1st St W
Sonoma CA 95466
(707) 343-9510
http://www.rpm-mtg.com/gumholtz
Address
955 Broadway
Sonoma CA
Contact
(707) 939-1616
http://www.allcalifornia.com
Address
535 W Napa St
Sonoma CA
Contact
(707) 939-9078
http://www.wellsfargo.com/mortgage/
Address
472 5th St W
Sonoma CA
Contact
(707) 938-1361
http://www.wellsfargo.com/mortgage/