Compare Today’s Mortgage Rates for Pinecrest, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Pinecrest, California 95364. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $5,851 or $16 / month in Pinecrest and other areas of Tuolumne county.

Our search engine explores all home mortgage options in Pinecrest, California 95364, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Pinecrest, California 95364

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Pinecrest, CA 95364, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Pinecrest, California 95364 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Pinecrest, California and around Tuolumne county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Pinecrest, California 95364

If you’re looking to buy a new home in Pinecrest, we have compiled a list of the leading mortgage brokers around Pinecrest, California 95364 to help you with your search.

Name
Address
Contact

Academy Mortgage - Oakdale

102 Grove Ave

Oakdale CA 95364

(209) 848-8130

contact@academymortgage.com

Crestone Mortgage

1214 W F St

Oakdale CA 95364

(209) 847-9859

http://crestonemortgage.com

Ace Cash Express

1190 E F St

Oakdale CA 95364

(209) 845-2274

customerservice@acecashexpress.com

American Ag Credit

700 N Yosemite Ave

Oakdale CA 95364

(209) 847-0353

http://www.farmcredit.com/

Primary Residential Mortgage

1473 E G St

Oakdale CA 95364

(209) 322-3022

http://primarymortgage.com

Address

102 Grove Ave

Oakdale CA

Contact

(209) 848-8130

contact@academymortgage.com

Address

1214 W F St

Oakdale CA

Contact

(209) 847-9859

http://crestonemortgage.com

Address

1190 E F St

Oakdale CA

Contact

(209) 845-2274

customerservice@acecashexpress.com

News on Mortgages and Reverse Mortgages for Pinecrest, California 95364