Compare Today’s Mortgage Rates for Piru, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Piru, California 93040. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $15,994 or $44 / month in Piru and other areas of Ventura county.

Our search engine explores all home mortgage options in Piru, California 93040, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Piru, California 93040

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Piru, CA 93040, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Piru, California 93040 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Piru, California and around Ventura county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.12% 95.05% 94.55% 95.48% 96.48% 96.79% 97.64% 97.89%
avg mortgage rate 4.98% 4.72% 3.97% 4.03% 4.49% 4.14% 3.98% 4.21%
% 15 year fixed mortgage 3.40% 3.82% 4.62% 4.01% 3.35% 2.74% 2.16% 1.93%
avg mortgage rate 4.38% 3.96% 3.29% 3.08% 3.43% 3.43% 3.16% 3.42%
Avg credit score 762.68 765.35 763.51 761.72 755.79 756.12 753.86 754.82
Avg LTV (loan to value) 72.46% 74.01% 75.66% 74.81% 76.21% 74.93% 75.66% 76.79%
Avg DTI (debt to income) 36.99 36.23 35.89 36.49 37.91 38.11 38.10 39.10
% First time homebuyer 42.11% 34.94% 28.39% 32.68% 37.20% 35.03% 35.07% 37.54%
Avg mortgage insurance % 2.36% 2.77% 4.25% 5.08% 6.89% 6.04% 7.36% 8.04%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Piru, California 93040

If you’re looking to buy a new home in Piru, we have compiled a list of the leading mortgage brokers around Piru, California 93040 to help you with your search.

Name
Address
Contact

Channel Islands Realty

353 W Channel Islands Blvd

Port Hueneme CA 93040

(805) 985-3475

Beggs Bros

2667 N Ventura Rd

Port Hueneme CA 93040

(805) 984-3842

One Two Three Mortgage Corporation

567 W Channel Islands Blvd

Port Hueneme CA 93040

(805) 275-2087

Oceanfront Rental In Ventura

713 Ocean View Dr

Port Hueneme CA 93040

(805) 271-5065

scottdwright@verizon.net

Pacific First Bancorp

501 W Channel Islands Blvd

Port Hueneme CA 93040

(805) 985-3333

Address

353 W Channel Islands Blvd

Port Hueneme CA

Contact

(805) 985-3475

Address

2667 N Ventura Rd

Port Hueneme CA

Contact

(805) 984-3842

Address

567 W Channel Islands Blvd

Port Hueneme CA

Contact

(805) 275-2087

News on Mortgages and Reverse Mortgages for Piru, California 93040