Compare Today’s Mortgage Rates for Piru, California
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Piru, California 93040. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $15,994 or $44 / month in Piru and other areas of Ventura county.
Our search engine explores all home mortgage options in Piru, California 93040, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Piru, California 93040
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Piru, CA 93040, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Piru, California 93040 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Piru, California and around Ventura county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.12% | 95.05% | 94.55% | 95.48% | 96.48% | 96.79% | 97.64% | 97.89% |
| avg mortgage rate | 4.98% | 4.72% | 3.97% | 4.03% | 4.49% | 4.14% | 3.98% | 4.21% |
| % 15 year fixed mortgage | 3.40% | 3.82% | 4.62% | 4.01% | 3.35% | 2.74% | 2.16% | 1.93% |
| avg mortgage rate | 4.38% | 3.96% | 3.29% | 3.08% | 3.43% | 3.43% | 3.16% | 3.42% |
| Avg credit score | 762.68 | 765.35 | 763.51 | 761.72 | 755.79 | 756.12 | 753.86 | 754.82 |
| Avg LTV (loan to value) | 72.46% | 74.01% | 75.66% | 74.81% | 76.21% | 74.93% | 75.66% | 76.79% |
| Avg DTI (debt to income) | 36.99 | 36.23 | 35.89 | 36.49 | 37.91 | 38.11 | 38.10 | 39.10 |
| % First time homebuyer | 42.11% | 34.94% | 28.39% | 32.68% | 37.20% | 35.03% | 35.07% | 37.54% |
| Avg mortgage insurance % | 2.36% | 2.77% | 4.25% | 5.08% | 6.89% | 6.04% | 7.36% | 8.04% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Piru, California 93040
If you’re looking to buy a new home in Piru, we have compiled a list of the leading mortgage brokers around Piru, California 93040 to help you with your search.
Name
Address
Contact
Channel Islands Realty
353 W Channel Islands Blvd
Port Hueneme CA 93040
(805) 985-3475
Beggs Bros
2667 N Ventura Rd
Port Hueneme CA 93040
(805) 984-3842
One Two Three Mortgage Corporation
567 W Channel Islands Blvd
Port Hueneme CA 93040
(805) 275-2087
Oceanfront Rental In Ventura
713 Ocean View Dr
Port Hueneme CA 93040
(805) 271-5065
scottdwright@verizon.net
Pacific First Bancorp
501 W Channel Islands Blvd
Port Hueneme CA 93040
(805) 985-3333
Address
353 W Channel Islands Blvd
Port Hueneme CA
Contact
(805) 985-3475
Address
2667 N Ventura Rd
Port Hueneme CA
Contact
(805) 984-3842
Address
567 W Channel Islands Blvd
Port Hueneme CA
Contact
(805) 275-2087