Compare Today’s Mortgage Rates for Pismo Beach, California
Pureloan searches mortgage lenders and major banks in Pismo Beach, California 93449 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $133,007 or $369 / month is expected in Pismo Beach and other areas of San Luis Obispo county.
Pureloan’s search engine explores all home mortgage options in Pismo Beach, California 93449, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Pismo Beach, California 93449
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Pismo Beach, CA 93449, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Pismo Beach, California 93449 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Pismo Beach, California and around San Luis Obispo county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.12% | 95.05% | 94.55% | 95.48% | 96.48% | 96.79% | 97.64% | 97.89% |
| avg mortgage rate | 4.98% | 4.72% | 3.97% | 4.03% | 4.49% | 4.14% | 3.98% | 4.21% |
| % 15 year fixed mortgage | 3.40% | 3.82% | 4.62% | 4.01% | 3.35% | 2.74% | 2.16% | 1.93% |
| avg mortgage rate | 4.38% | 3.96% | 3.29% | 3.08% | 3.43% | 3.43% | 3.16% | 3.42% |
| Avg credit score | 762.68 | 765.35 | 763.51 | 761.72 | 755.79 | 756.12 | 753.86 | 754.82 |
| Avg LTV (loan to value) | 72.46% | 74.01% | 75.66% | 74.81% | 76.21% | 74.93% | 75.66% | 76.79% |
| Avg DTI (debt to income) | 36.99 | 36.23 | 35.89 | 36.49 | 37.91 | 38.11 | 38.10 | 39.10 |
| % First time homebuyer | 42.11% | 34.94% | 28.39% | 32.68% | 37.20% | 35.03% | 35.07% | 37.54% |
| Avg mortgage insurance % | 2.36% | 2.77% | 4.25% | 5.08% | 6.89% | 6.04% | 7.36% | 8.04% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Pismo Beach, California 93449
If you’re looking to buy a new home in Pismo Beach, we have compiled a list of the leading mortgage brokers around Pismo Beach, California 93449 to help you with your search.
Name
Address
Contact
Tri Star Financial
340 James Way
Pismo Beach CA 93449
(805) 773-5500
People's Choice Mortgage Group
1465 Shell Beach Rd
Pismo Beach CA 93449
(805) 773-5900
Bank of America Home Loans
330 James Way
Pismo Beach CA 93449
(805) 773-7110
http://mortgage.bankofamerica.com/pismobeachoffice
Wells Fargo Home Mortgage
519 Five Cities Dr
Pismo Beach CA 93449
(805) 556-0725
http://www.wellsfargo.com/mortgage/
Central Coast Mortgage
1465 Shell Beach Rd
Pismo Beach CA 93449
(805) 295-6560
Address
340 James Way
Pismo Beach CA
Contact
(805) 773-5500
Address
1465 Shell Beach Rd
Pismo Beach CA
Contact
(805) 773-5900
Address
330 James Way
Pismo Beach CA
Contact
(805) 773-7110
http://mortgage.bankofamerica.com/pismobeachoffice