Compare Today’s Mortgage Rates for Pismo Beach, California

Pureloan searches mortgage lenders and major banks in Pismo Beach, California 93449 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $133,007 or $369 / month is expected in Pismo Beach and other areas of San Luis Obispo county.

Pureloan’s search engine explores all home mortgage options in Pismo Beach, California 93449, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Pismo Beach, California 93449

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Pismo Beach, CA 93449, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Pismo Beach, California 93449 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Pismo Beach, California and around San Luis Obispo county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.12% 95.05% 94.55% 95.48% 96.48% 96.79% 97.64% 97.89%
avg mortgage rate 4.98% 4.72% 3.97% 4.03% 4.49% 4.14% 3.98% 4.21%
% 15 year fixed mortgage 3.40% 3.82% 4.62% 4.01% 3.35% 2.74% 2.16% 1.93%
avg mortgage rate 4.38% 3.96% 3.29% 3.08% 3.43% 3.43% 3.16% 3.42%
Avg credit score 762.68 765.35 763.51 761.72 755.79 756.12 753.86 754.82
Avg LTV (loan to value) 72.46% 74.01% 75.66% 74.81% 76.21% 74.93% 75.66% 76.79%
Avg DTI (debt to income) 36.99 36.23 35.89 36.49 37.91 38.11 38.10 39.10
% First time homebuyer 42.11% 34.94% 28.39% 32.68% 37.20% 35.03% 35.07% 37.54%
Avg mortgage insurance % 2.36% 2.77% 4.25% 5.08% 6.89% 6.04% 7.36% 8.04%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Pismo Beach, California 93449

If you’re looking to buy a new home in Pismo Beach, we have compiled a list of the leading mortgage brokers around Pismo Beach, California 93449 to help you with your search.

Name
Address
Contact

Tri Star Financial

340 James Way

Pismo Beach CA 93449

(805) 773-5500

People's Choice Mortgage Group

1465 Shell Beach Rd

Pismo Beach CA 93449

(805) 773-5900

Bank of America Home Loans

330 James Way

Pismo Beach CA 93449

(805) 773-7110

http://mortgage.bankofamerica.com/pismobeachoffice

Wells Fargo Home Mortgage

519 Five Cities Dr

Pismo Beach CA 93449

(805) 556-0725

http://www.wellsfargo.com/mortgage/

Central Coast Mortgage

1465 Shell Beach Rd

Pismo Beach CA 93449

(805) 295-6560

Address

340 James Way

Pismo Beach CA

Contact

(805) 773-5500

Address

1465 Shell Beach Rd

Pismo Beach CA

Contact

(805) 773-5900

Address

330 James Way

Pismo Beach CA

Contact

(805) 773-7110

http://mortgage.bankofamerica.com/pismobeachoffice

News on Mortgages and Reverse Mortgages for Pismo Beach, California 93449