Compare Today’s Mortgage Rates for Placerville, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Placerville, California 95667. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $17,609 or $49 / month in Placerville and surrounding areas of El Dorado county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Placerville, California 95667.

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Summary of Average Mortgage Terms in Placerville, California 95667

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Placerville, CA 95667, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Placerville, California 95667 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Placerville, California and around El Dorado county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Placerville, California 95667

If you’re looking to buy a new home in Placerville, we have compiled a list of the leading mortgage brokers around Placerville, California 95667 to help you with your search.

Name
Address
Contact

Car Equity Loan

1610 Lotus Rd

Placerville CA 95667

(530) 622-4662

http://carequityloans.com

Wells Fargo Home Mortgage

186 Placerville Dr

Placerville CA 95667

(530) 622-5973

http://www.wellsfargo.com/mortgage/

Western Foothill Mortgage

183 Placerville Dr

Placerville CA 95667

(530) 621-0222

http://www.wfhmortgage.com

Executive Funding

2986 Coloma St

Placerville CA 95667

(530) 621-4093

executivefunding@yahoo.com

VITEK Mortgage Group

183 Placerville Dr

Placerville CA 95667

(530) 621-0222

molson@teamvitek.com

Address

1610 Lotus Rd

Placerville CA

Contact

(530) 622-4662

http://carequityloans.com

Address

186 Placerville Dr

Placerville CA

Contact

(530) 622-5973

http://www.wellsfargo.com/mortgage/

Address

183 Placerville Dr

Placerville CA

Contact

(530) 621-0222

http://www.wfhmortgage.com

News on Mortgages and Reverse Mortgages for Placerville, California 95667