Compare Today’s Mortgage Rates in Placerville, California 95667
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Placerville, California 95667.
Our search engine thoroughly explores all home mortgage options in Placerville, California 95667, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $14,869 in lifetime cash or $41 per month in Placerville and other areas of El Dorado county.
Summary of Average Mortgages in Placerville, California 95667
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Interactive Mortgage Rate Projections for Placerville, California 95667
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Placerville, CA 95667. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Placerville, California 95667 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Placerville, California and around El Dorado county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.28% | 96.83% | 96.85% | 94.66% | 96.29% | 95.28% | 94.58% | 96.11% | 92.96% |
avg mortgage rate | 6.37% | 4.50% | 3.05% | 3.49% | 4.52% | 4.79% | 4.37% | 4.08% | 4.22% |
% 15 year fixed mortgage | 1.72% | 2.61% | 2.64% | 3.62% | 3.12% | 3.40% | 4.86% | 3.36% | 6.89% |
avg mortgage rate | 5.75% | 3.52% | 2.37% | 2.97% | 3.70% | 3.98% | 3.58% | 3.37% | 3.41% |
Avg credit score | 747.91 | 751.36 | 750.07 | 753.32 | 756.00 | 755.03 | 743.68 | 742.96 | 750.19 |
Avg LTV (loan to value) | 81.04% | 80.24% | 80.94% | 81.47% | 79.46% | 77.54% | 78.70% | 79.39% | 79.19% |
Avg DTI (debt to income) | 40.67 | 38.97 | 37.04 | 36.48 | 38.16 | 37.66 | 36.77 | 35.97 | 35.93 |
% First time homebuyer | 47.59% | 45.64% | 40.51% | 37.92% | 36.98% | 31.89% | 30.91% | 33.44% | 29.79% |
Avg mortgage insurance % | 13.09% | 12.06% | 12.18% | 11.53% | 10.35% | 8.70% | 8.23% | 9.50% | 8.37% |
Best Mortgage Brokers around Placerville, California 95667
For those searching for a new home in Placerville, we have compiled a list of the top mortgage brokers located in and around Placerville, California 95667 to assist you with your search.
Car Equity Loan
1610 Lotus Rd
Placerville CA 95667
(530) 622-4662
http://carequityloans.com
Wells Fargo Home Mortgage
186 Placerville Dr
Placerville CA 95667
(530) 622-5973
http://www.wellsfargo.com/mortgage/
Western Foothill Mortgage
183 Placerville Dr
Placerville CA 95667
(530) 621-0222
http://www.wfhmortgage.com
Executive Funding
2986 Coloma St
Placerville CA 95667
(530) 621-4093
executivefunding@yahoo.com
VITEK Mortgage Group
183 Placerville Dr
Placerville CA 95667
(530) 621-0222
molson@teamvitek.com
Address
1610 Lotus Rd
Placerville CA
Contact
(530) 622-4662
http://carequityloans.com
Address
186 Placerville Dr
Placerville CA
Contact
(530) 622-5973
http://www.wellsfargo.com/mortgage/
Address
183 Placerville Dr
Placerville CA
Contact
(530) 621-0222
http://www.wfhmortgage.com