Compare Today’s Mortgage Rates for Planada, California

Pureloan searches mortgage lenders and major banks in Planada, California 95365 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $5,851 or $16 / month is expected in Planada and other areas of Merced county.

Pureloan’s search engine explores all home mortgage options in Planada, California 95365, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Planada, California 95365

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Planada, CA 95365, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Planada, California 95365 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Planada, California and around Merced county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Planada, California 95365

If you’re looking to buy a new home in Planada, we have compiled a list of the leading mortgage brokers around Planada, California 95365 to help you with your search.

Name
Address
Contact

Partners Mortgage

445 W 11th St

Tracy CA 95365

(209) 834-0100

Prospect Mortgage

110 W 10th St

Tracy CA 95365

(209) 832-2567

Assured Mortgage Service

821 N Central Ave

Tracy CA 95365

(209) 820-8555

Wells Fargo Home Mortgage

10 E 12th St

Tracy CA 95365

(925) 736-1125

http://www.wellsfargo.com/mortgage/

Moneyhungry

672 W 11th St

Tracy CA 95365

(209) 831-9795

info@moneyhungry.me

Address

445 W 11th St

Tracy CA

Contact

(209) 834-0100

Address

110 W 10th St

Tracy CA

Contact

(209) 832-2567

Address

821 N Central Ave

Tracy CA

Contact

(209) 820-8555

News on Mortgages and Reverse Mortgages for Planada, California 95365