Compare Today’s Mortgage Rates in Planada, California 95365
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Planada, California 95365.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $7,674 over the lifetime of your 30-year fixed loan, or a monthly savings of $21 in Planada and other areas of Merced county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Planada, California 95365
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Planada, California 95365
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Planada, CA 95365. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Planada, California 95365 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Planada, California and around Merced county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 98.28% | 96.83% | 96.85% | 94.66% | 96.29% | 95.28% | 94.58% | 96.11% | 92.96% |
| avg mortgage rate | 6.37% | 4.50% | 3.05% | 3.49% | 4.52% | 4.79% | 4.37% | 4.08% | 4.22% |
| % 15 year fixed mortgage | 1.72% | 2.61% | 2.64% | 3.62% | 3.12% | 3.40% | 4.86% | 3.36% | 6.89% |
| avg mortgage rate | 5.75% | 3.52% | 2.37% | 2.97% | 3.70% | 3.98% | 3.58% | 3.37% | 3.41% |
| Avg credit score | 747.91 | 751.36 | 750.07 | 753.32 | 756.00 | 755.03 | 743.68 | 742.96 | 750.19 |
| Avg LTV (loan to value) | 81.04% | 80.24% | 80.94% | 81.47% | 79.46% | 77.54% | 78.70% | 79.39% | 79.19% |
| Avg DTI (debt to income) | 40.67 | 38.97 | 37.04 | 36.48 | 38.16 | 37.66 | 36.77 | 35.97 | 35.93 |
| % First time homebuyer | 47.59% | 45.64% | 40.51% | 37.92% | 36.98% | 31.89% | 30.91% | 33.44% | 29.79% |
| Avg mortgage insurance % | 13.09% | 12.06% | 12.18% | 11.53% | 10.35% | 8.70% | 8.23% | 9.50% | 8.37% |
Best Mortgage Brokers around Planada, California 95365
For those searching for a new home in Planada, we have compiled a list of the top mortgage brokers located in and around Planada, California 95365 to assist you with your search.
Name
Address
Contact
Partners Mortgage
445 W 11th St
Tracy CA 95365
(209) 834-0100
Prospect Mortgage
110 W 10th St
Tracy CA 95365
(209) 832-2567
Assured Mortgage Service
821 N Central Ave
Tracy CA 95365
(209) 820-8555
Wells Fargo Home Mortgage
10 E 12th St
Tracy CA 95365
(925) 736-1125
http://www.wellsfargo.com/mortgage/
Moneyhungry
672 W 11th St
Tracy CA 95365
(209) 831-9795
info@moneyhungry.me
Address
445 W 11th St
Tracy CA
Contact
(209) 834-0100
Address
110 W 10th St
Tracy CA
Contact
(209) 832-2567
Address
821 N Central Ave
Tracy CA
Contact
(209) 820-8555