Compare Today’s Mortgage Rates for Platina, California
Pureloan searches mortgage lenders and major banks in Platina, California 96076 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $10,790 or $30 / month is expected in Platina and other areas of Shasta county.
Pureloan’s search engine explores all home mortgage options in Platina, California 96076, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
No suitable program is found
Summary of Average Mortgage Terms in Platina, California 96076
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Platina, California 96076
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Platina, CA 96076, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Platina, California 96076 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Platina, California and around Shasta county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 92.52% | 89.26% | 91.46% | 93.90% | 91.75% | 93.45% | 92.70% | 94.86% |
| avg mortgage rate | 4.99% | 4.78% | 4.04% | 4.03% | 4.54% | 4.21% | 4.02% | 4.24% |
| % 15 year fixed mortgage | 6.37% | 9.51% | 6.65% | 4.69% | 6.64% | 5.36% | 6.06% | 4.11% |
| avg mortgage rate | 4.40% | 4.08% | 3.45% | 3.35% | 3.63% | 3.46% | 3.36% | 3.79% |
| Avg credit score | 763.80 | 770.59 | 766.41 | 766.06 | 754.18 | 753.59 | 751.89 | 752.77 |
| Avg LTV (loan to value) | 73.15% | 74.88% | 76.78% | 77.89% | 78.94% | 80.64% | 80.32% | 80.39% |
| Avg DTI (debt to income) | 34.49 | 34.53 | 33.28 | 33.38 | 35.12 | 35.67 | 36.09 | 35.16 |
| % First time homebuyer | 22.16% | 21.47% | 17.09% | 22.30% | 27.36% | 27.58% | 25.16% | 30.82% |
| Avg mortgage insurance % | 1.21% | 3.12% | 4.22% | 7.24% | 10.22% | 11.20% | 11.07% | 10.93% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Platina, California 96076
If you’re looking to buy a new home in Platina, we have compiled a list of the leading mortgage brokers around Platina, California 96076 to help you with your search.
Name
Address
Contact
A 1 Check Cashing
420 S Main St
Red Bluff CA 96076
(530) 528-1376
Tehama Mortgage
320 Oak St
Red Bluff CA 96076
(530) 527-1191
http://www.tehamapropertymanagement.com/
Wells Fargo Home Mortgage
750 Main St
Red Bluff CA 96076
(530) 528-7700
http://www.wellsfargo.com/mortgage/
PrimeLending, A PlainsCapital Company
658 Rio St
Red Bluff CA 96076
(530) 529-0812
https://lo.primelending.com/redbluff
Summit Mortgage
1355 Main St
Red Bluff CA 96076
(530) 528-1000
Address
420 S Main St
Red Bluff CA
Contact
(530) 528-1376
Address
320 Oak St
Red Bluff CA
Contact
(530) 527-1191
http://www.tehamapropertymanagement.com/
Address
750 Main St
Red Bluff CA
Contact
(530) 528-7700
http://www.wellsfargo.com/mortgage/