Compare Today’s Mortgage Rates for Pollock Pines, California
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Pollock Pines, California 95726. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $12,788 or $36 / month in Pollock Pines and surrounding areas of El Dorado county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Pollock Pines, California 95726.
No suitable program is found
Summary of Average Mortgage Terms in Pollock Pines, California 95726
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Pollock Pines, California 95726
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Pollock Pines, CA 95726, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Pollock Pines, California 95726 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Pollock Pines, California and around El Dorado county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Pollock Pines, California 95726
If you’re looking to buy a new home in Pollock Pines, we have compiled a list of the leading mortgage brokers around Pollock Pines, California 95726 to help you with your search.
Name
Address
Contact
Sacramento First Mortgage
9261 Laguna Springs Dr
Elk Grove CA 95726
(916) 691-4303
Pinnacle Capital Mortgage
9250 Laguna Springs Dr
Elk Grove CA 95726
(916) 226-2464
Godt, Wade B
9245 Laguna Springs Dr
Elk Grove CA 95726
(800) 852-6718
funds@gobizloans.com
Mid Town Mortgage
2376 Maritime Dr
Elk Grove CA 95726
(916) 667-8419
Summit Funding
9250 Laguna Springs Dr
Elk Grove CA 95726
(916) 691-5301
steffanies@cornerstonetitle.co
Address
9261 Laguna Springs Dr
Elk Grove CA
Contact
(916) 691-4303
Address
9250 Laguna Springs Dr
Elk Grove CA
Contact
(916) 226-2464
Address
9245 Laguna Springs Dr
Elk Grove CA
Contact
(800) 852-6718
funds@gobizloans.com