Compare Today’s Mortgage Rates for Port Hueneme, California
Pureloan searches mortgage lenders and major banks in Port Hueneme, California 93044 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $18,468 or $51 / month is expected in Port Hueneme and other areas of Ventura county.
Pureloan’s search engine explores all home mortgage options in Port Hueneme, California 93044, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Port Hueneme, California 93044
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Port Hueneme, CA 93044, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Port Hueneme, California 93044 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Port Hueneme, California and around Ventura county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.12% | 95.05% | 94.55% | 95.48% | 96.48% | 96.79% | 97.64% | 97.89% |
| avg mortgage rate | 4.98% | 4.72% | 3.97% | 4.03% | 4.49% | 4.14% | 3.98% | 4.21% |
| % 15 year fixed mortgage | 3.40% | 3.82% | 4.62% | 4.01% | 3.35% | 2.74% | 2.16% | 1.93% |
| avg mortgage rate | 4.38% | 3.96% | 3.29% | 3.08% | 3.43% | 3.43% | 3.16% | 3.42% |
| Avg credit score | 762.68 | 765.35 | 763.51 | 761.72 | 755.79 | 756.12 | 753.86 | 754.82 |
| Avg LTV (loan to value) | 72.46% | 74.01% | 75.66% | 74.81% | 76.21% | 74.93% | 75.66% | 76.79% |
| Avg DTI (debt to income) | 36.99 | 36.23 | 35.89 | 36.49 | 37.91 | 38.11 | 38.10 | 39.10 |
| % First time homebuyer | 42.11% | 34.94% | 28.39% | 32.68% | 37.20% | 35.03% | 35.07% | 37.54% |
| Avg mortgage insurance % | 2.36% | 2.77% | 4.25% | 5.08% | 6.89% | 6.04% | 7.36% | 8.04% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Port Hueneme, California 93044
If you’re looking to buy a new home in Port Hueneme, we have compiled a list of the leading mortgage brokers around Port Hueneme, California 93044 to help you with your search.
Name
Address
Contact
Pacific First Bancorp
501 W Channel Islands Blvd
Port Hueneme CA 93044
(805) 985-3333
Oceanfront Rental In Ventura
713 Ocean View Dr
Port Hueneme CA 93044
(805) 271-5065
scottdwright@verizon.net
One Two Three Mortgage Corporation
567 W Channel Islands Blvd
Port Hueneme CA 93044
(805) 275-2087
Beggs Bros
2667 N Ventura Rd
Port Hueneme CA 93044
(805) 984-3842
Channel Islands Realty
353 W Channel Islands Blvd
Port Hueneme CA 93044
(805) 985-3475
Address
501 W Channel Islands Blvd
Port Hueneme CA
Contact
(805) 985-3333
Address
713 Ocean View Dr
Port Hueneme CA
Contact
(805) 271-5065
scottdwright@verizon.net
Address
567 W Channel Islands Blvd
Port Hueneme CA
Contact
(805) 275-2087