Compare Today’s Mortgage Rates for Porterville, California

Pureloan searches mortgage lenders and major banks in Porterville, California 93258 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $7,260 or $20 / month is expected in Porterville and other areas of Tulare county.

Pureloan’s search engine explores all home mortgage options in Porterville, California 93258, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Porterville, California 93258

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Porterville, CA 93258, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Porterville, California 93258 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Porterville, California and around Tulare county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.12% 95.05% 94.55% 95.48% 96.48% 96.79% 97.64% 97.89%
avg mortgage rate 4.98% 4.72% 3.97% 4.03% 4.49% 4.14% 3.98% 4.21%
% 15 year fixed mortgage 3.40% 3.82% 4.62% 4.01% 3.35% 2.74% 2.16% 1.93%
avg mortgage rate 4.38% 3.96% 3.29% 3.08% 3.43% 3.43% 3.16% 3.42%
Avg credit score 762.68 765.35 763.51 761.72 755.79 756.12 753.86 754.82
Avg LTV (loan to value) 72.46% 74.01% 75.66% 74.81% 76.21% 74.93% 75.66% 76.79%
Avg DTI (debt to income) 36.99 36.23 35.89 36.49 37.91 38.11 38.10 39.10
% First time homebuyer 42.11% 34.94% 28.39% 32.68% 37.20% 35.03% 35.07% 37.54%
Avg mortgage insurance % 2.36% 2.77% 4.25% 5.08% 6.89% 6.04% 7.36% 8.04%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Porterville, California 93258

If you’re looking to buy a new home in Porterville, we have compiled a list of the leading mortgage brokers around Porterville, California 93258 to help you with your search.

Name
Address
Contact

First Priority Mortgage

177 W Henderson Ave

Porterville CA 93258

(559) 781-6066

http://charterfunding.com

Wells Fargo Home Mortgage

815 W Henderson Ave

Porterville CA 93258

(559) 781-1111

http://www.wellsfargo.com/mortgage/

Alta Vista Financial

621 W Olive Ave

Porterville CA 93258

(559) 788-0540

California Budget Finance

308 W Olive Ave

Porterville CA 93258

(559) 791-9013

http://www.qcholdings.com/storepages/ca/store629.htm

1St Mortgage Corporation

999 W Morton Ave

Porterville CA 93258

(559) 782-9464

Address

177 W Henderson Ave

Porterville CA

Contact

(559) 781-6066

http://charterfunding.com

Address

815 W Henderson Ave

Porterville CA

Contact

(559) 781-1111

http://www.wellsfargo.com/mortgage/

Address

621 W Olive Ave

Porterville CA

Contact

(559) 788-0540

News on Mortgages and Reverse Mortgages for Porterville, California 93258