Compare Today’s Mortgage Rates for Portola Vally, California
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Portola Vally, California 94028. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $956,455 or $2,657 / month in Portola Vally and other areas of San Mateo county.
Our search engine explores all home mortgage options in Portola Vally, California 94028, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Portola Vally, California 94028
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Portola Vally, CA 94028, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Portola Vally, California 94028 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Portola Vally, California and around San Mateo county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.23% | 93.94% | 94.46% | 94.55% | 95.67% | 95.07% | 95.81% | 97.69% |
| avg mortgage rate | 4.96% | 4.70% | 3.95% | 4.00% | 4.47% | 4.14% | 3.96% | 4.24% |
| % 15 year fixed mortgage | 4.45% | 5.42% | 4.84% | 5.18% | 4.19% | 4.76% | 3.98% | 1.73% |
| avg mortgage rate | 4.35% | 3.90% | 3.32% | 3.20% | 3.46% | 3.33% | 3.16% | 2.83% |
| Avg credit score | 766.40 | 768.92 | 765.75 | 761.90 | 759.78 | 758.65 | 757.19 | 758.90 |
| Avg LTV (loan to value) | 67.95% | 68.55% | 70.92% | 68.75% | 70.29% | 68.52% | 67.52% | 65.50% |
| Avg DTI (debt to income) | 37.09 | 35.94 | 34.84 | 35.57 | 37.03 | 37.94 | 37.87 | 39.28 |
| % First time homebuyer | 52.34% | 48.03% | 46.57% | 45.64% | 44.97% | 45.58% | 49.27% | 41.04% |
| Avg mortgage insurance % | 0.78% | 1.02% | 2.11% | 1.49% | 2.82% | 2.19% | 2.87% | 1.99% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Portola Vally, California 94028
If you’re looking to buy a new home in Portola Vally, we have compiled a list of the leading mortgage brokers around Portola Vally, California 94028 to help you with your search.
Linwood Realty
4388 Alpine Rd
Portola Valley CA 94028
(650) 851-0919
terrell@linwoodrealestate.net
Streamline Funding
199 California Dr
Millbrae CA 94028
(650) 777-9168
mariabrooks@streamlinefund.com
Mortgage Center
199 California Dr
Millbrae CA 94028
(650) 652-9000
linda@mortgagecentercorp.com
Check 'n Go
620 El Camino Real
Millbrae CA 94028
(650) 952-1903
comments@checkngo.com
Mona Naber - Century 21 Realty Alliance
200 Broadway
Millbrae CA 94028
(650) 689-5888
orhan@century21.com
Address
4388 Alpine Rd
Portola Valley CA
Contact
(650) 851-0919
terrell@linwoodrealestate.net
Address
199 California Dr
Millbrae CA
Contact
(650) 777-9168
mariabrooks@streamlinefund.com
Address
199 California Dr
Millbrae CA
Contact
(650) 652-9000
linda@mortgagecentercorp.com