Compare Today’s Mortgage Rates in Poway, California 92064
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Poway, California 92064.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $27,925 over the lifetime of your 30-year fixed loan, or a monthly savings of $78 in Poway and other areas of San Diego county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Poway, California 92064
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Poway, California 92064
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Poway, CA 92064. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Poway, California 92064 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Poway, California and around San Diego county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 97.73% | 97.72% | 97.96% | 97.25% | 96.99% | 96.45% | 96.68% | 96.83% | 96.42% |
avg mortgage rate | 6.35% | 4.36% | 2.96% | 3.34% | 4.30% | 4.60% | 4.24% | 3.95% | 4.13% |
% 15 year fixed mortgage | 2.02% | 1.96% | 1.60% | 1.86% | 2.46% | 2.91% | 2.75% | 2.78% | 2.98% |
avg mortgage rate | 5.49% | 3.61% | 2.32% | 2.88% | 3.73% | 3.91% | 3.36% | 3.14% | 3.27% |
Avg credit score | 760.51 | 767.34 | 767.78 | 765.33 | 758.14 | 758.64 | 755.41 | 754.50 | 758.06 |
Avg LTV (loan to value) | 75.06% | 75.92% | 77.60% | 77.25% | 75.86% | 73.77% | 74.95% | 75.79% | 74.60% |
Avg DTI (debt to income) | 41.21 | 39.91 | 38.26 | 38.05 | 39.43 | 39.29 | 38.43 | 38.37 | 37.52 |
% First time homebuyer | 54.80% | 48.40% | 46.38% | 45.47% | 45.44% | 38.39% | 35.12% | 36.62% | 31.32% |
Avg mortgage insurance % | 10.14% | 9.38% | 9.64% | 9.91% | 9.12% | 7.07% | 6.74% | 7.56% | 6.15% |
Best Mortgage Brokers around Poway, California 92064
For those searching for a new home in Poway, we have compiled a list of the top mortgage brokers located in and around Poway, California 92064 to assist you with your search.
Name
Address
Contact
Gcs Marketing Group
13033 Decant Dr
Poway CA 92064
(858) 673-1822
rsigroup@prepaidlegal.com
Advantage Mortgage
17543 Saint Andrews Dr
Poway CA 92064
(858) 673-6350
Recom Financial
14390 Harvest Cres
Poway CA 92064
(858) 486-7671
Turning Leaf
13557 Poway Rd
Poway CA 92064
(858) 679-7635
Home Loan Consultants
12921 Pomerado Rd
Poway CA 92064
(619) 446-6359
Address
13033 Decant Dr
Poway CA
Contact
(858) 673-1822
rsigroup@prepaidlegal.com
Address
17543 Saint Andrews Dr
Poway CA
Contact
(858) 673-6350
Address
14390 Harvest Cres
Poway CA
Contact
(858) 486-7671