Compare Today’s Mortgage Rates for Poway, California

Pureloan searches mortgage lenders and major banks in Poway, California 92074 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $31,643 or $88 / month is expected in Poway and other areas of San Diego county.

Pureloan’s search engine explores all home mortgage options in Poway, California 92074, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Poway, California 92074

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Poway, CA 92074, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Poway, California 92074 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Poway, California and around San Diego county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.21% 94.86% 93.52% 96.02% 96.01% 96.31% 96.82% 96.77%
avg mortgage rate 4.96% 4.70% 3.94% 4.03% 4.48% 4.14% 3.95% 4.21%
% 15 year fixed mortgage 3.34% 4.00% 5.51% 3.62% 3.59% 3.07% 2.80% 2.77%
avg mortgage rate 4.35% 3.95% 3.26% 3.20% 3.51% 3.28% 3.14% 3.34%
Avg credit score 764.75 766.40 766.21 760.01 755.53 757.44 754.41 756.90
Avg LTV (loan to value) 71.55% 72.38% 73.05% 75.30% 75.57% 74.95% 75.79% 74.44%
Avg DTI (debt to income) 36.90 36.18 36.13 36.80 37.62 37.51 38.39 38.67
% First time homebuyer 34.60% 26.71% 24.13% 28.74% 31.91% 31.37% 36.61% 34.69%
Avg mortgage insurance % 1.87% 2.23% 3.67% 5.97% 6.76% 6.51% 7.59% 6.56%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Poway, California 92074

If you’re looking to buy a new home in Poway, we have compiled a list of the leading mortgage brokers around Poway, California 92074 to help you with your search.

Name
Address
Contact

Gcs Marketing Group

13033 Decant Dr

Poway CA 92074

(858) 673-1822

rsigroup@prepaidlegal.com

Advantage Mortgage

17543 Saint Andrews Dr

Poway CA 92074

(858) 673-6350

Recom Financial

14390 Harvest Cres

Poway CA 92074

(858) 486-7671

Turning Leaf

13557 Poway Rd

Poway CA 92074

(858) 679-7635

Home Loan Consultants

12921 Pomerado Rd

Poway CA 92074

(619) 446-6359

Address

13033 Decant Dr

Poway CA

Contact

(858) 673-1822

rsigroup@prepaidlegal.com

Address

17543 Saint Andrews Dr

Poway CA

Contact

(858) 673-6350

Address

14390 Harvest Cres

Poway CA

Contact

(858) 486-7671

News on Mortgages and Reverse Mortgages for Poway, California 92074