Compare Today’s Mortgage Rates for Poway, California
Pureloan searches mortgage lenders and major banks in Poway, California 92074 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $31,643 or $88 / month is expected in Poway and other areas of San Diego county.
Pureloan’s search engine explores all home mortgage options in Poway, California 92074, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Poway, California 92074
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Poway, CA 92074, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Poway, California 92074 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Poway, California and around San Diego county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.21% | 94.86% | 93.52% | 96.02% | 96.01% | 96.31% | 96.82% | 96.77% |
| avg mortgage rate | 4.96% | 4.70% | 3.94% | 4.03% | 4.48% | 4.14% | 3.95% | 4.21% |
| % 15 year fixed mortgage | 3.34% | 4.00% | 5.51% | 3.62% | 3.59% | 3.07% | 2.80% | 2.77% |
| avg mortgage rate | 4.35% | 3.95% | 3.26% | 3.20% | 3.51% | 3.28% | 3.14% | 3.34% |
| Avg credit score | 764.75 | 766.40 | 766.21 | 760.01 | 755.53 | 757.44 | 754.41 | 756.90 |
| Avg LTV (loan to value) | 71.55% | 72.38% | 73.05% | 75.30% | 75.57% | 74.95% | 75.79% | 74.44% |
| Avg DTI (debt to income) | 36.90 | 36.18 | 36.13 | 36.80 | 37.62 | 37.51 | 38.39 | 38.67 |
| % First time homebuyer | 34.60% | 26.71% | 24.13% | 28.74% | 31.91% | 31.37% | 36.61% | 34.69% |
| Avg mortgage insurance % | 1.87% | 2.23% | 3.67% | 5.97% | 6.76% | 6.51% | 7.59% | 6.56% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Poway, California 92074
If you’re looking to buy a new home in Poway, we have compiled a list of the leading mortgage brokers around Poway, California 92074 to help you with your search.
Name
Address
Contact
Gcs Marketing Group
13033 Decant Dr
Poway CA 92074
(858) 673-1822
rsigroup@prepaidlegal.com
Advantage Mortgage
17543 Saint Andrews Dr
Poway CA 92074
(858) 673-6350
Recom Financial
14390 Harvest Cres
Poway CA 92074
(858) 486-7671
Turning Leaf
13557 Poway Rd
Poway CA 92074
(858) 679-7635
Home Loan Consultants
12921 Pomerado Rd
Poway CA 92074
(619) 446-6359
Address
13033 Decant Dr
Poway CA
Contact
(858) 673-1822
rsigroup@prepaidlegal.com
Address
17543 Saint Andrews Dr
Poway CA
Contact
(858) 673-6350
Address
14390 Harvest Cres
Poway CA
Contact
(858) 486-7671