Compare Today’s Mortgage Rates for Prather, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Prather, California 93651. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $17,179 or $48 / month in Prather and surrounding areas of Fresno county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Prather, California 93651.

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Summary of Average Mortgage Terms in Prather, California 93651

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Prather, CA 93651, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Prather, California 93651 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Prather, California and around Fresno county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.12% 95.05% 94.55% 95.48% 96.48% 96.79% 97.64% 97.89%
avg mortgage rate 4.98% 4.72% 3.97% 4.03% 4.49% 4.14% 3.98% 4.21%
% 15 year fixed mortgage 3.40% 3.82% 4.62% 4.01% 3.35% 2.74% 2.16% 1.93%
avg mortgage rate 4.38% 3.96% 3.29% 3.08% 3.43% 3.43% 3.16% 3.42%
Avg credit score 762.68 765.35 763.51 761.72 755.79 756.12 753.86 754.82
Avg LTV (loan to value) 72.46% 74.01% 75.66% 74.81% 76.21% 74.93% 75.66% 76.79%
Avg DTI (debt to income) 36.99 36.23 35.89 36.49 37.91 38.11 38.10 39.10
% First time homebuyer 42.11% 34.94% 28.39% 32.68% 37.20% 35.03% 35.07% 37.54%
Avg mortgage insurance % 2.36% 2.77% 4.25% 5.08% 6.89% 6.04% 7.36% 8.04%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Prather, California 93651

If you’re looking to buy a new home in Prather, we have compiled a list of the leading mortgage brokers around Prather, California 93651 to help you with your search.

Name
Address
Contact

Golden Valley Mortgage

344 E Dinuba Ave

Reedley CA 93651

(559) 637-0011

http://www.goldenvalleymortgage.com

Check 'n Go

593 I St

Reedley CA 93651

(559) 637-2388

comments@checkngo.com

Check 'n Go

819 E 11th St

Reedley CA 93651

(559) 637-2388

customerservice@checkngo.com

GUILD MORTGAGE Co.

1158 G St

Reedley CA 93651

(559) 743-7536

webmaster@guildmortgage.net

Country Club Mortgage

1011 G St

Reedley CA 93651

(559) 638-3338

Address

344 E Dinuba Ave

Reedley CA

Contact

(559) 637-0011

http://www.goldenvalleymortgage.com

Address

593 I St

Reedley CA

Contact

(559) 637-2388

comments@checkngo.com

Address

819 E 11th St

Reedley CA

Contact

(559) 637-2388

customerservice@checkngo.com

News on Mortgages and Reverse Mortgages for Prather, California 93651