Compare Today’s Mortgage Rates for Proberta, California
Pureloan searches mortgage lenders and major banks in Proberta, California 96078 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $10,790 or $30 / month is expected in Proberta and other areas of Shasta county.
Pureloan’s search engine explores all home mortgage options in Proberta, California 96078, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
No suitable program is found
Summary of Average Mortgage Terms in Proberta, California 96078
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Proberta, CA 96078, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Proberta, California 96078 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Proberta, California and around Shasta county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 92.52% | 89.26% | 91.46% | 93.90% | 91.75% | 93.45% | 92.70% | 94.86% |
| avg mortgage rate | 4.99% | 4.78% | 4.04% | 4.03% | 4.54% | 4.21% | 4.02% | 4.24% |
| % 15 year fixed mortgage | 6.37% | 9.51% | 6.65% | 4.69% | 6.64% | 5.36% | 6.06% | 4.11% |
| avg mortgage rate | 4.40% | 4.08% | 3.45% | 3.35% | 3.63% | 3.46% | 3.36% | 3.79% |
| Avg credit score | 763.80 | 770.59 | 766.41 | 766.06 | 754.18 | 753.59 | 751.89 | 752.77 |
| Avg LTV (loan to value) | 73.15% | 74.88% | 76.78% | 77.89% | 78.94% | 80.64% | 80.32% | 80.39% |
| Avg DTI (debt to income) | 34.49 | 34.53 | 33.28 | 33.38 | 35.12 | 35.67 | 36.09 | 35.16 |
| % First time homebuyer | 22.16% | 21.47% | 17.09% | 22.30% | 27.36% | 27.58% | 25.16% | 30.82% |
| Avg mortgage insurance % | 1.21% | 3.12% | 4.22% | 7.24% | 10.22% | 11.20% | 11.07% | 10.93% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Proberta, California 96078
If you’re looking to buy a new home in Proberta, we have compiled a list of the leading mortgage brokers around Proberta, California 96078 to help you with your search.
Name
Address
Contact
A 1 Check Cashing
420 S Main St
Red Bluff CA 96078
(530) 528-1376
Tehama Mortgage
320 Oak St
Red Bluff CA 96078
(530) 527-1191
http://www.tehamapropertymanagement.com/
Wells Fargo Home Mortgage
750 Main St
Red Bluff CA 96078
(530) 528-7700
http://www.wellsfargo.com/mortgage/
PrimeLending, A PlainsCapital Company
658 Rio St
Red Bluff CA 96078
(530) 529-0812
https://lo.primelending.com/redbluff
Summit Mortgage
1355 Main St
Red Bluff CA 96078
(530) 528-1000
Address
420 S Main St
Red Bluff CA
Contact
(530) 528-1376
Address
320 Oak St
Red Bluff CA
Contact
(530) 527-1191
http://www.tehamapropertymanagement.com/
Address
750 Main St
Red Bluff CA
Contact
(530) 528-7700
http://www.wellsfargo.com/mortgage/