Compare Today’s Mortgage Rates for Quincy, California
Pureloan searches mortgage lenders and major banks in Quincy, California 95971 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $8,643 or $24 / month is expected in Quincy and other areas of Plumas county.
Pureloan’s search engine explores all home mortgage options in Quincy, California 95971, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
No suitable program is found
Summary of Average Mortgage Terms in Quincy, California 95971
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Quincy, CA 95971, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Quincy, California 95971 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Quincy, California and around Plumas county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Quincy, California 95971
If you’re looking to buy a new home in Quincy, we have compiled a list of the leading mortgage brokers around Quincy, California 95971 to help you with your search.
Name
Address
Contact
Cal-Sierra Title Co.
20 Crescent St
Quincy CA 95971
(530) 283-0700
http://www.cstci.com/
Summit Funding
507 Main St
Quincy CA 95971
(530) 906-7199
http://summitfunding.net/quincy
Wells Fargo Home Mortgage
1363 E Lassen Ave
Chico CA 95971
(530) 891-5966
robert.maund@abbotdowning.com
Home Loans Chico
2611 Alamo Ave
Chico CA 95971
(530) 892-8849
contactform@homeloanschico.com
Farm Credit Of Northern California
3435 Silverbell Rd
Chico CA 95971
(530) 895-8698
http://www.farmcredit.com
Address
20 Crescent St
Quincy CA
Contact
(530) 283-0700
http://www.cstci.com/
Address
507 Main St
Quincy CA
Contact
(530) 906-7199
http://summitfunding.net/quincy
Address
1363 E Lassen Ave
Chico CA
Contact
(530) 891-5966
robert.maund@abbotdowning.com