Compare Today’s Mortgage Rates for Quincy, California

Pureloan searches mortgage lenders and major banks in Quincy, California 95971 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $8,643 or $24 / month is expected in Quincy and other areas of Plumas county.

Pureloan’s search engine explores all home mortgage options in Quincy, California 95971, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

No suitable program is found

Summary of Average Mortgage Terms in Quincy, California 95971

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Quincy, CA 95971, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Quincy, California 95971 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Quincy, California and around Plumas county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Quincy, California 95971

If you’re looking to buy a new home in Quincy, we have compiled a list of the leading mortgage brokers around Quincy, California 95971 to help you with your search.

Name
Address
Contact

Cal-Sierra Title Co.

20 Crescent St

Quincy CA 95971

(530) 283-0700

http://www.cstci.com/

Summit Funding

507 Main St

Quincy CA 95971

(530) 906-7199

http://summitfunding.net/quincy

Wells Fargo Home Mortgage

1363 E Lassen Ave

Chico CA 95971

(530) 891-5966

robert.maund@abbotdowning.com

Home Loans Chico

2611 Alamo Ave

Chico CA 95971

(530) 892-8849

contactform@homeloanschico.com

Farm Credit Of Northern California

3435 Silverbell Rd

Chico CA 95971

(530) 895-8698

http://www.farmcredit.com

Address

20 Crescent St

Quincy CA

Contact

(530) 283-0700

http://www.cstci.com/

Address

507 Main St

Quincy CA

Contact

(530) 906-7199

http://summitfunding.net/quincy

Address

1363 E Lassen Ave

Chico CA

Contact

(530) 891-5966

robert.maund@abbotdowning.com

News on Mortgages and Reverse Mortgages for Quincy, California 95971