Compare Today’s Mortgage Rates for Rackerby, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Rackerby, California 95972. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $8,989 or $25 / month in Rackerby and surrounding areas of Yuba county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Rackerby, California 95972.

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Summary of Average Mortgage Terms in Rackerby, California 95972

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Rackerby, CA 95972, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Rackerby, California 95972 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Rackerby, California and around Yuba county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Rackerby, California 95972

If you’re looking to buy a new home in Rackerby, we have compiled a list of the leading mortgage brokers around Rackerby, California 95972 to help you with your search.

Name
Address
Contact

Wells Fargo Home Mortgage

1363 E Lassen Ave

Chico CA 95972

(530) 891-5966

robert.maund@abbotdowning.com

Home Loans Chico

2611 Alamo Ave

Chico CA 95972

(530) 892-8849

contactform@homeloanschico.com

Farm Credit Of Northern California

3435 Silverbell Rd

Chico CA 95972

(530) 895-8698

http://www.farmcredit.com

Absolute Mortgage

3057 Hudson Ave

Chico CA 95972

(530) 894-6999

http://www.absoluteabsolute.com/

Country Pride Realty

23 Country Pride Ct

Chico CA 95972

(530) 893-4926

luana-pride@sbcglobal.net

Address

1363 E Lassen Ave

Chico CA

Contact

(530) 891-5966

robert.maund@abbotdowning.com

Address

2611 Alamo Ave

Chico CA

Contact

(530) 892-8849

contactform@homeloanschico.com

Address

3435 Silverbell Rd

Chico CA

Contact

(530) 895-8698

http://www.farmcredit.com

News on Mortgages and Reverse Mortgages for Rackerby, California 95972