Compare Today’s Mortgage Rates for Ramona, California
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Ramona, California 92065. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $24,058 or $67 / month in Ramona and surrounding areas of San Diego county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Ramona, California 92065.
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Summary of Average Mortgage Terms in Ramona, California 92065
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Ramona, CA 92065, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Ramona, California 92065 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Ramona, California and around San Diego county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.21% | 94.86% | 93.52% | 96.02% | 96.01% | 96.31% | 96.82% | 96.77% |
| avg mortgage rate | 4.96% | 4.70% | 3.94% | 4.03% | 4.48% | 4.14% | 3.95% | 4.21% |
| % 15 year fixed mortgage | 3.34% | 4.00% | 5.51% | 3.62% | 3.59% | 3.07% | 2.80% | 2.77% |
| avg mortgage rate | 4.35% | 3.95% | 3.26% | 3.20% | 3.51% | 3.28% | 3.14% | 3.34% |
| Avg credit score | 764.75 | 766.40 | 766.21 | 760.01 | 755.53 | 757.44 | 754.41 | 756.90 |
| Avg LTV (loan to value) | 71.55% | 72.38% | 73.05% | 75.30% | 75.57% | 74.95% | 75.79% | 74.44% |
| Avg DTI (debt to income) | 36.90 | 36.18 | 36.13 | 36.80 | 37.62 | 37.51 | 38.39 | 38.67 |
| % First time homebuyer | 34.60% | 26.71% | 24.13% | 28.74% | 31.91% | 31.37% | 36.61% | 34.69% |
| Avg mortgage insurance % | 1.87% | 2.23% | 3.67% | 5.97% | 6.76% | 6.51% | 7.59% | 6.56% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Ramona, California 92065
If you’re looking to buy a new home in Ramona, we have compiled a list of the leading mortgage brokers around Ramona, California 92065 to help you with your search.
Name
Address
Contact
Calpacific Mortgage Conslnt
1306 Main St
Ramona CA 92065
(760) 789-9880
Kd Construction Company
211 Main St
Ramona CA 92065
(760) 788-7760
http://www.kdconstruction.com
Lighter, Chris
406 16th St
Ramona CA 92065
(760) 788-1075
Atlas Funding
1410 Main St
Ramona CA 92065
(760) 789-0800
jan@remaxdirect.com
Paul Tarr Iii
17230 Amarillo Rd
Ramona CA 92065
(760) 789-4000
http://www.sare.com/
Address
1306 Main St
Ramona CA
Contact
(760) 789-9880
Address
211 Main St
Ramona CA
Contact
(760) 788-7760
http://www.kdconstruction.com
Address
406 16th St
Ramona CA
Contact
(760) 788-1075