Compare Today’s Mortgage Rates for Ranchita, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Ranchita, California 92066. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $13,370 or $37 / month in Ranchita and other areas of San Diego county.

Our search engine explores all home mortgage options in Ranchita, California 92066, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Ranchita, California 92066

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Ranchita, CA 92066, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Ranchita, California 92066 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Ranchita, California and around San Diego county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.21% 94.86% 93.52% 96.02% 96.01% 96.31% 96.82% 96.77%
avg mortgage rate 4.96% 4.70% 3.94% 4.03% 4.48% 4.14% 3.95% 4.21%
% 15 year fixed mortgage 3.34% 4.00% 5.51% 3.62% 3.59% 3.07% 2.80% 2.77%
avg mortgage rate 4.35% 3.95% 3.26% 3.20% 3.51% 3.28% 3.14% 3.34%
Avg credit score 764.75 766.40 766.21 760.01 755.53 757.44 754.41 756.90
Avg LTV (loan to value) 71.55% 72.38% 73.05% 75.30% 75.57% 74.95% 75.79% 74.44%
Avg DTI (debt to income) 36.90 36.18 36.13 36.80 37.62 37.51 38.39 38.67
% First time homebuyer 34.60% 26.71% 24.13% 28.74% 31.91% 31.37% 36.61% 34.69%
Avg mortgage insurance % 1.87% 2.23% 3.67% 5.97% 6.76% 6.51% 7.59% 6.56%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Ranchita, California 92066

If you’re looking to buy a new home in Ranchita, we have compiled a list of the leading mortgage brokers around Ranchita, California 92066 to help you with your search.

Name
Address
Contact

Statewide

8047 Mission Gorge Rd

Santee CA 92066

(619) 631-1361

Ace Cash Express

10502 Mission Gorge Rd

Santee CA 92066

(619) 562-0638

http://www.acecashexpress.com/

Premier Mortgage & Real Est

9225 Carlton Hills Blvd

Santee CA 92066

(619) 334-1012

http://www.Premier-SD.com

Casa Financial Services

9560 Cuyamaca St

Santee CA 92066

(619) 644-8344

dillondacosta@cfsloans.biz

Check 'n Go

9720D Mission Gorge Rd

Santee CA 92066

(619) 596-9700

comments@checkngo.com

Address

8047 Mission Gorge Rd

Santee CA

Contact

(619) 631-1361

Address

10502 Mission Gorge Rd

Santee CA

Contact

(619) 562-0638

http://www.acecashexpress.com/

Address

9225 Carlton Hills Blvd

Santee CA

Contact

(619) 334-1012

http://www.Premier-SD.com

News on Mortgages and Reverse Mortgages for Ranchita, California 92066