Compare Today’s Mortgage Rates for Rancho Cordova, California

Pureloan searches mortgage lenders and major banks in Rancho Cordova, California 95742 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $15,994 or $44 / month is expected in Rancho Cordova and other areas of Sacramento county.

Pureloan’s search engine explores all home mortgage options in Rancho Cordova, California 95742, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

No suitable program is found

Summary of Average Mortgage Terms in Rancho Cordova, California 95742

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Rancho Cordova, CA 95742, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Rancho Cordova, California 95742 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Rancho Cordova, California and around Sacramento county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Rancho Cordova, California 95742

If you’re looking to buy a new home in Rancho Cordova, we have compiled a list of the leading mortgage brokers around Rancho Cordova, California 95742 to help you with your search.

Name
Address
Contact

Mancini Mortgage

12401 Folsom Blvd

Rancho Cordova CA 95742

(408) 559-3704

C R Mortgage

3567 Recycle Rd

Rancho Cordova CA 95742

(916) 858-0440

Prime Equity Mortgage

12499 Folsom Blvd

Rancho Cordova CA 95742

(916) 293-9107

Eric Northman & Associates

11440 Sunrise Gold Cir

Rancho Cordova CA 95742

(916) 852-1725

The Rental Store

11840 Folsom Blvd

Rancho Cordova CA 95742

(916) 608-4030

http://www.trshf.com/

Address

12401 Folsom Blvd

Rancho Cordova CA

Contact

(408) 559-3704

Address

3567 Recycle Rd

Rancho Cordova CA

Contact

(916) 858-0440

Address

12499 Folsom Blvd

Rancho Cordova CA

Contact

(916) 293-9107

News on Mortgages and Reverse Mortgages for Rancho Cordova, California 95742