Compare Today’s Mortgage Rates in Rancho Cucamonga, California 91701

Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Rancho Cucamonga, California 91701.

Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Rancho Cucamonga, California 91701. For a 30-year fixed loan, our calculations show that you can expect to save up to $19,946 over the lifetime of your mortgage, which translates to a monthly savings of $55 in Rancho Cucamonga and other areas of San Bernardino county.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

34.133922 -117.599149 37909

Summary of Average Mortgages in Rancho Cucamonga, California 91701

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Rancho Cucamonga, California 91701

Source: Fannie Mae and Freddie Mac


Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Rancho Cucamonga, CA 91701. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.

Local Mortgage Rates in Rancho Cucamonga, California 91701

Rancho Cucamonga is a city located just south of the foothills of the San Gabriel Mountains and Angeles National Forest in San Bernardino County, California, United States. About 37 mi east of Downtown Los Angeles, Rancho Cucamonga is the 28th most populous city in California. Read more

Rancho Cucamonga is a city located just south of the foothills of the San Gabriel Mountains and Angeles National Forest in San Bernardino County, California, United States. About 37 mi east of Downtown Los Angeles, Rancho Cucamonga is the 28th most populous city in California. The city's seal, which centers on a cluster of grapes, alludes to the city's agricultural history including wine-making. The city's proximity to major transportation hubs, airports, and highways has attracted the business of several large corporations, including Coca-Cola, Frito-Lay, Big Lots, Mercury Insurance Group, Southern California Edison, and Amphastar Pharmaceuticals.The city had a population of 174,453 according to the 2020 United States Census. The city experiences an average of 287 sunny days per year, compared to a national average of 205 days. Its climate is classified as warm Mediterranean, or Csa, under the Köppen climate classification system.In 2017, the California Department of Education announced that all four high schools were named California Gold Ribbon Schools.The Jack Benny Program popularized the city's name, in particular the word "Cucamonga". Read less

Historical Mortgage Rates in Rancho Cucamonga, California 91701 from 2024 - 2016

We have compiled mortgage rates charts for home loans in Rancho Cucamonga, California and around San Bernardino county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.

2024 2023 2022 2021 2020 2019 2018 2017 2016
% 30 year fixed mortgage 98.40% 97.05% 98.29% 97.19% 97.36% 96.08% 96.50% 96.14% 95.01%
avg mortgage rate 6.27% 4.39% 2.95% 3.35% 4.35% 4.61% 4.24% 3.97% 4.13%
% 15 year fixed mortgage 1.23% 2.34% 1.27% 2.00% 2.03% 3.28% 3.04% 3.02% 4.41%
avg mortgage rate 5.85% 3.64% 2.36% 2.85% 3.75% 4.01% 3.39% 3.20% 3.28%
Avg credit score 756.76 761.89 761.48 757.32 753.42 752.73 748.97 749.55 752.35
Avg LTV (loan to value) 77.97% 76.04% 77.94% 78.02% 76.98% 73.28% 74.80% 75.26% 74.76%
Avg DTI (debt to income) 42.50 40.59 39.38 39.10 40.10 40.45 39.63 38.95 38.79
% First time homebuyer 61.79% 55.37% 55.53% 54.18% 54.46% 48.27% 45.40% 44.60% 44.17%
Avg mortgage insurance % 11.19% 8.48% 9.16% 9.79% 8.98% 5.72% 6.69% 6.85% 6.43%

Source: Financial Report of the US Government

Best Mortgage Brokers around Rancho Cucamonga, California 91701

For those searching for a new home in Rancho Cucamonga, we have compiled a list of the top mortgage brokers located in and around Rancho Cucamonga, California 91701 to assist you with your search.

Name
Address
Contact

Tims Teresa

6396 Twilight Pl

Rancho Cucamonga CA 91701

(909) 477-2150

American Finance House Lariba

6389 Calle Hermoso

Rancho Cucamonga CA 91701

(909) 483-7820

American Coast Funding

6401 Haven Ave

Rancho Cucamonga CA 91701

(909) 945-8429

Jorge Ruiz Mortgage

10658 Mango Ct

Rancho Cucamonga CA 91701

(909) 319-4128

Boulos Sam

6229 Serena Pl

Rancho Cucamonga CA 91701

(909) 989-2022

Address

6396 Twilight Pl

Rancho Cucamonga CA

Contact

(909) 477-2150

Address

6389 Calle Hermoso

Rancho Cucamonga CA

Contact

(909) 483-7820

Address

6401 Haven Ave

Rancho Cucamonga CA

Contact

(909) 945-8429

News on Mortgages and Reverse Mortgages for Rancho Cucamonga, California 91701