Compare Today’s Mortgage Rates for Rancho Mirage, California
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Rancho Mirage, California 92270. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $22,763 or $63 / month in Rancho Mirage and other areas of Riverside county.
Our search engine explores all home mortgage options in Rancho Mirage, California 92270, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Rancho Mirage, California 92270
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Rancho Mirage, CA 92270, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Rancho Mirage, California 92270 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Rancho Mirage, California and around Riverside county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.21% | 94.86% | 93.52% | 96.02% | 96.01% | 96.31% | 96.82% | 96.77% |
| avg mortgage rate | 4.96% | 4.70% | 3.94% | 4.03% | 4.48% | 4.14% | 3.95% | 4.21% |
| % 15 year fixed mortgage | 3.34% | 4.00% | 5.51% | 3.62% | 3.59% | 3.07% | 2.80% | 2.77% |
| avg mortgage rate | 4.35% | 3.95% | 3.26% | 3.20% | 3.51% | 3.28% | 3.14% | 3.34% |
| Avg credit score | 764.75 | 766.40 | 766.21 | 760.01 | 755.53 | 757.44 | 754.41 | 756.90 |
| Avg LTV (loan to value) | 71.55% | 72.38% | 73.05% | 75.30% | 75.57% | 74.95% | 75.79% | 74.44% |
| Avg DTI (debt to income) | 36.90 | 36.18 | 36.13 | 36.80 | 37.62 | 37.51 | 38.39 | 38.67 |
| % First time homebuyer | 34.60% | 26.71% | 24.13% | 28.74% | 31.91% | 31.37% | 36.61% | 34.69% |
| Avg mortgage insurance % | 1.87% | 2.23% | 3.67% | 5.97% | 6.76% | 6.51% | 7.59% | 6.56% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Rancho Mirage, California 92270
If you’re looking to buy a new home in Rancho Mirage, we have compiled a list of the leading mortgage brokers around Rancho Mirage, California 92270 to help you with your search.
Name
Address
Contact
Caffery Financial Inc.
71687 Highway 111
Rancho Mirage CA 92270
(760) 636-5358
So Cal Direct Lending
71691 Highway 111
Rancho Mirage CA 92270
(760) 836-1087
New Horizon Mortgage Concepts
42600 Bob Hope Dr
Rancho Mirage CA 92270
(760) 340-6303
http://www.newhorizonmortgage.com
Reverse Mortgage Works
70100 Highway 111
Rancho Mirage CA 92270
(760) 424-8058
Thunderbird Mortgage
71330 Highway 111
Rancho Mirage CA 92270
(760) 776-9851
mail@wequoteyouinsurance.com
Address
71687 Highway 111
Rancho Mirage CA
Contact
(760) 636-5358
Address
71691 Highway 111
Rancho Mirage CA
Contact
(760) 836-1087
Address
42600 Bob Hope Dr
Rancho Mirage CA
Contact
(760) 340-6303
http://www.newhorizonmortgage.com