Compare Today’s Mortgage Rates in Rancho Palos Verdes, California 90275
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Rancho Palos Verdes, California 90275.
Our search engine thoroughly explores all home mortgage options in Rancho Palos Verdes, California 90275, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $95,336 in lifetime cash or $265 per month in Rancho Palos Verdes and other areas of Los Angeles county.
Summary of Average Mortgages in Rancho Palos Verdes, California 90275
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Interactive Mortgage Rate Projections for Rancho Palos Verdes, California 90275
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Rancho Palos Verdes, CA 90275. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Rancho Palos Verdes, California 90275 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Rancho Palos Verdes, California and around Los Angeles county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.70% | 97.86% | 98.16% | 97.82% | 97.38% | 96.46% | 97.68% | 97.74% | 96.34% |
avg mortgage rate | 6.48% | 4.41% | 3.00% | 3.41% | 4.42% | 4.69% | 4.30% | 4.06% | 4.18% |
% 15 year fixed mortgage | 1.30% | 1.83% | 1.64% | 1.81% | 2.08% | 3.17% | 2.08% | 1.82% | 3.40% |
avg mortgage rate | 5.93% | 3.45% | 2.39% | 2.89% | 3.70% | 3.91% | 3.50% | 3.28% | 3.37% |
Avg credit score | 760.06 | 765.13 | 764.26 | 763.92 | 762.43 | 756.20 | 753.50 | 754.22 | 762.33 |
Avg LTV (loan to value) | 77.65% | 76.38% | 76.99% | 75.52% | 75.47% | 72.56% | 73.78% | 74.80% | 73.75% |
Avg DTI (debt to income) | 41.56 | 39.56 | 37.95 | 37.47 | 39.58 | 38.53 | 38.45 | 37.73 | 38.45 |
% First time homebuyer | 58.70% | 55.49% | 58.48% | 55.68% | 54.77% | 47.44% | 46.96% | 45.40% | 48.42% |
Avg mortgage insurance % | 9.75% | 8.65% | 8.37% | 7.45% | 8.09% | 5.00% | 5.37% | 5.84% | 4.41% |
Best Mortgage Brokers around Rancho Palos Verdes, California 90275
For those searching for a new home in Rancho Palos Verdes, we have compiled a list of the top mortgage brokers located in and around Rancho Palos Verdes, California 90275 to assist you with your search.
Fairview Mortgage Capital
28635 Mount Rushmore Rd
Rancho Palos Verdes CA 90275
(310) 831-2367
http://www.fairviewmortgage.com/
Solaro Financial
28901 S Western Ave
Rancho Palos Verdes CA 90275
(310) 514-2121
maryloy@solarofinancial.com
All Cash Offer
5841 Crest Rd
Rancho Palos Verdes CA 90275
(310) 541-9300
American Capital Corporation
31244 Palos Verdes Dr W
Rancho Palos Verdes CA 90275
(310) 856-7448
American PacifiC Mortgage
16 Miraleste Plz
Rancho Palos Verdes CA 90275
(424) 772-6973
Address
28635 Mount Rushmore Rd
Rancho Palos Verdes CA
Contact
(310) 831-2367
http://www.fairviewmortgage.com/
Address
28901 S Western Ave
Rancho Palos Verdes CA
Contact
(310) 514-2121
maryloy@solarofinancial.com
Address
5841 Crest Rd
Rancho Palos Verdes CA
Contact
(310) 541-9300