Compare Today’s Mortgage Rates for Rancho Palos Verdes, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Rancho Palos Verdes, California 90275. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $194,280 or $540 / month in Rancho Palos Verdes and surrounding areas of Los Angeles county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Rancho Palos Verdes, California 90275.

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Summary of Average Mortgage Terms in Rancho Palos Verdes, California 90275

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Rancho Palos Verdes, CA 90275, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Rancho Palos Verdes, California 90275 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Rancho Palos Verdes, California and around Los Angeles county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.00% 95.23% 95.16% 96.62% 96.73% 95.89% 97.64% 98.53%
avg mortgage rate 5.03% 4.74% 4.01% 4.10% 4.53% 4.19% 4.06% 4.29%
% 15 year fixed mortgage 3.07% 4.36% 4.45% 2.85% 3.00% 3.87% 1.92% 1.33%
avg mortgage rate 4.46% 4.02% 3.37% 3.31% 3.51% 3.35% 3.27% 3.32%
Avg credit score 756.76 761.06 759.14 758.68 755.28 755.50 754.09 752.56
Avg LTV (loan to value) 72.87% 73.21% 75.09% 74.48% 74.32% 73.78% 74.78% 72.76%
Avg DTI (debt to income) 36.76 36.40 35.81 35.98 37.33 37.21 37.73 38.22
% First time homebuyer 57.20% 47.98% 49.85% 48.05% 46.73% 47.89% 44.89% 42.71%
Avg mortgage insurance % 1.79% 2.37% 3.66% 3.96% 4.58% 4.62% 5.88% 4.73%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Rancho Palos Verdes, California 90275

If you’re looking to buy a new home in Rancho Palos Verdes, we have compiled a list of the leading mortgage brokers around Rancho Palos Verdes, California 90275 to help you with your search.

Name
Address
Contact

Fairview Mortgage Capital

28635 Mount Rushmore Rd

Rancho Palos Verdes CA 90275

(310) 831-2367

http://www.fairviewmortgage.com/

Solaro Financial

28901 S Western Ave

Rancho Palos Verdes CA 90275

(310) 514-2121

maryloy@solarofinancial.com

All Cash Offer

5841 Crest Rd

Rancho Palos Verdes CA 90275

(310) 541-9300

American Capital Corporation

31244 Palos Verdes Dr W

Rancho Palos Verdes CA 90275

(310) 856-7448

American PacifiC Mortgage

16 Miraleste Plz

Rancho Palos Verdes CA 90275

(424) 772-6973

Address

28635 Mount Rushmore Rd

Rancho Palos Verdes CA

Contact

(310) 831-2367

http://www.fairviewmortgage.com/

Address

28901 S Western Ave

Rancho Palos Verdes CA

Contact

(310) 514-2121

maryloy@solarofinancial.com

Address

5841 Crest Rd

Rancho Palos Verdes CA

Contact

(310) 541-9300

News on Mortgages and Reverse Mortgages for Rancho Palos Verdes, California 90275