Compare Today’s Mortgage Rates for Rancho Palos Verdes, California
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Rancho Palos Verdes, California 90275. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $194,280 or $540 / month in Rancho Palos Verdes and surrounding areas of Los Angeles county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Rancho Palos Verdes, California 90275.
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Summary of Average Mortgage Terms in Rancho Palos Verdes, California 90275
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Rancho Palos Verdes, CA 90275, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Rancho Palos Verdes, California 90275 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Rancho Palos Verdes, California and around Los Angeles county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.00% | 95.23% | 95.16% | 96.62% | 96.73% | 95.89% | 97.64% | 98.53% |
| avg mortgage rate | 5.03% | 4.74% | 4.01% | 4.10% | 4.53% | 4.19% | 4.06% | 4.29% |
| % 15 year fixed mortgage | 3.07% | 4.36% | 4.45% | 2.85% | 3.00% | 3.87% | 1.92% | 1.33% |
| avg mortgage rate | 4.46% | 4.02% | 3.37% | 3.31% | 3.51% | 3.35% | 3.27% | 3.32% |
| Avg credit score | 756.76 | 761.06 | 759.14 | 758.68 | 755.28 | 755.50 | 754.09 | 752.56 |
| Avg LTV (loan to value) | 72.87% | 73.21% | 75.09% | 74.48% | 74.32% | 73.78% | 74.78% | 72.76% |
| Avg DTI (debt to income) | 36.76 | 36.40 | 35.81 | 35.98 | 37.33 | 37.21 | 37.73 | 38.22 |
| % First time homebuyer | 57.20% | 47.98% | 49.85% | 48.05% | 46.73% | 47.89% | 44.89% | 42.71% |
| Avg mortgage insurance % | 1.79% | 2.37% | 3.66% | 3.96% | 4.58% | 4.62% | 5.88% | 4.73% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Rancho Palos Verdes, California 90275
If you’re looking to buy a new home in Rancho Palos Verdes, we have compiled a list of the leading mortgage brokers around Rancho Palos Verdes, California 90275 to help you with your search.
Fairview Mortgage Capital
28635 Mount Rushmore Rd
Rancho Palos Verdes CA 90275
(310) 831-2367
http://www.fairviewmortgage.com/
Solaro Financial
28901 S Western Ave
Rancho Palos Verdes CA 90275
(310) 514-2121
maryloy@solarofinancial.com
All Cash Offer
5841 Crest Rd
Rancho Palos Verdes CA 90275
(310) 541-9300
American Capital Corporation
31244 Palos Verdes Dr W
Rancho Palos Verdes CA 90275
(310) 856-7448
American PacifiC Mortgage
16 Miraleste Plz
Rancho Palos Verdes CA 90275
(424) 772-6973
Address
28635 Mount Rushmore Rd
Rancho Palos Verdes CA
Contact
(310) 831-2367
http://www.fairviewmortgage.com/
Address
28901 S Western Ave
Rancho Palos Verdes CA
Contact
(310) 514-2121
maryloy@solarofinancial.com
Address
5841 Crest Rd
Rancho Palos Verdes CA
Contact
(310) 541-9300