Compare Today’s Mortgage Rates for Rancho Santa Fe, California
Pureloan searches mortgage lenders and major banks in Rancho Santa Fe, California 92091 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $373,615 or $1,038 / month is expected in Rancho Santa Fe and other areas of San Diego county.
Pureloan’s search engine explores all home mortgage options in Rancho Santa Fe, California 92091, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Rancho Santa Fe, California 92091
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Rancho Santa Fe, CA 92091, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Rancho Santa Fe, California 92091 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Rancho Santa Fe, California and around San Diego county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.21% | 94.86% | 93.52% | 96.02% | 96.01% | 96.31% | 96.82% | 96.77% |
| avg mortgage rate | 4.96% | 4.70% | 3.94% | 4.03% | 4.48% | 4.14% | 3.95% | 4.21% |
| % 15 year fixed mortgage | 3.34% | 4.00% | 5.51% | 3.62% | 3.59% | 3.07% | 2.80% | 2.77% |
| avg mortgage rate | 4.35% | 3.95% | 3.26% | 3.20% | 3.51% | 3.28% | 3.14% | 3.34% |
| Avg credit score | 764.75 | 766.40 | 766.21 | 760.01 | 755.53 | 757.44 | 754.41 | 756.90 |
| Avg LTV (loan to value) | 71.55% | 72.38% | 73.05% | 75.30% | 75.57% | 74.95% | 75.79% | 74.44% |
| Avg DTI (debt to income) | 36.90 | 36.18 | 36.13 | 36.80 | 37.62 | 37.51 | 38.39 | 38.67 |
| % First time homebuyer | 34.60% | 26.71% | 24.13% | 28.74% | 31.91% | 31.37% | 36.61% | 34.69% |
| Avg mortgage insurance % | 1.87% | 2.23% | 3.67% | 5.97% | 6.76% | 6.51% | 7.59% | 6.56% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Rancho Santa Fe, California 92091
If you’re looking to buy a new home in Rancho Santa Fe, we have compiled a list of the leading mortgage brokers around Rancho Santa Fe, California 92091 to help you with your search.
Name
Address
Contact
Joyce Douglas D
16236 San Dieguito Rd
Rancho Santa Fe CA 92091
(858) 759-1755
Haidinger Properties
12707 High Bluff Dr
Rancho Santa Fe CA 92091
(858) 457-0722
Corporate Mortgage Advisors
6030 El Tordo
Rancho Santa Fe CA 92091
(858) 756-2370
Covello Charles and Associates
16091 San Dieguito Rd
Rancho Santa Fe CA 92091
(858) 756-9326
Concord Church Finance
227 Via Osuna
Rancho Santa Fe CA 92091
(858) 759-0214
http://concordchurchfinance.com
Address
16236 San Dieguito Rd
Rancho Santa Fe CA
Contact
(858) 759-1755
Address
12707 High Bluff Dr
Rancho Santa Fe CA
Contact
(858) 457-0722
Address
6030 El Tordo
Rancho Santa Fe CA
Contact
(858) 756-2370