Compare Today’s Mortgage Rates for Rancho Santa Fe, California

Pureloan searches mortgage lenders and major banks in Rancho Santa Fe, California 92091 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $373,615 or $1,038 / month is expected in Rancho Santa Fe and other areas of San Diego county.

Pureloan’s search engine explores all home mortgage options in Rancho Santa Fe, California 92091, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Rancho Santa Fe, California 92091

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Rancho Santa Fe, CA 92091, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Rancho Santa Fe, California 92091 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Rancho Santa Fe, California and around San Diego county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.21% 94.86% 93.52% 96.02% 96.01% 96.31% 96.82% 96.77%
avg mortgage rate 4.96% 4.70% 3.94% 4.03% 4.48% 4.14% 3.95% 4.21%
% 15 year fixed mortgage 3.34% 4.00% 5.51% 3.62% 3.59% 3.07% 2.80% 2.77%
avg mortgage rate 4.35% 3.95% 3.26% 3.20% 3.51% 3.28% 3.14% 3.34%
Avg credit score 764.75 766.40 766.21 760.01 755.53 757.44 754.41 756.90
Avg LTV (loan to value) 71.55% 72.38% 73.05% 75.30% 75.57% 74.95% 75.79% 74.44%
Avg DTI (debt to income) 36.90 36.18 36.13 36.80 37.62 37.51 38.39 38.67
% First time homebuyer 34.60% 26.71% 24.13% 28.74% 31.91% 31.37% 36.61% 34.69%
Avg mortgage insurance % 1.87% 2.23% 3.67% 5.97% 6.76% 6.51% 7.59% 6.56%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Rancho Santa Fe, California 92091

If you’re looking to buy a new home in Rancho Santa Fe, we have compiled a list of the leading mortgage brokers around Rancho Santa Fe, California 92091 to help you with your search.

Name
Address
Contact

Joyce Douglas D

16236 San Dieguito Rd

Rancho Santa Fe CA 92091

(858) 759-1755

Haidinger Properties

12707 High Bluff Dr

Rancho Santa Fe CA 92091

(858) 457-0722

Corporate Mortgage Advisors

6030 El Tordo

Rancho Santa Fe CA 92091

(858) 756-2370

Covello Charles and Associates

16091 San Dieguito Rd

Rancho Santa Fe CA 92091

(858) 756-9326

Concord Church Finance

227 Via Osuna

Rancho Santa Fe CA 92091

(858) 759-0214

http://concordchurchfinance.com

Address

16236 San Dieguito Rd

Rancho Santa Fe CA

Contact

(858) 759-1755

Address

12707 High Bluff Dr

Rancho Santa Fe CA

Contact

(858) 457-0722

Address

6030 El Tordo

Rancho Santa Fe CA

Contact

(858) 756-2370

News on Mortgages and Reverse Mortgages for Rancho Santa Fe, California 92091