Compare Today’s Mortgage Rates for Red Mountain, California
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Red Mountain, California 93558. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $10,790 or $30 / month in Red Mountain and other areas of Kern county.
Our search engine explores all home mortgage options in Red Mountain, California 93558, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Red Mountain, California 93558
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Red Mountain, CA 93558, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Red Mountain, California 93558 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Red Mountain, California and around Kern county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.12% | 95.05% | 94.55% | 95.48% | 96.48% | 96.79% | 97.64% | 97.89% |
| avg mortgage rate | 4.98% | 4.72% | 3.97% | 4.03% | 4.49% | 4.14% | 3.98% | 4.21% |
| % 15 year fixed mortgage | 3.40% | 3.82% | 4.62% | 4.01% | 3.35% | 2.74% | 2.16% | 1.93% |
| avg mortgage rate | 4.38% | 3.96% | 3.29% | 3.08% | 3.43% | 3.43% | 3.16% | 3.42% |
| Avg credit score | 762.68 | 765.35 | 763.51 | 761.72 | 755.79 | 756.12 | 753.86 | 754.82 |
| Avg LTV (loan to value) | 72.46% | 74.01% | 75.66% | 74.81% | 76.21% | 74.93% | 75.66% | 76.79% |
| Avg DTI (debt to income) | 36.99 | 36.23 | 35.89 | 36.49 | 37.91 | 38.11 | 38.10 | 39.10 |
| % First time homebuyer | 42.11% | 34.94% | 28.39% | 32.68% | 37.20% | 35.03% | 35.07% | 37.54% |
| Avg mortgage insurance % | 2.36% | 2.77% | 4.25% | 5.08% | 6.89% | 6.04% | 7.36% | 8.04% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Red Mountain, California 93558
If you’re looking to buy a new home in Red Mountain, we have compiled a list of the leading mortgage brokers around Red Mountain, California 93558 to help you with your search.
Name
Address
Contact
Academy Mortgage
112 S Robinson St
Tehachapi CA 93558
(661) 823-8383
http://www.academymortgage.com
Imortgage
801 W Tehachapi Blvd
Tehachapi CA 93558
(661) 823-1427
kathryn.mika@imortgage.com
Tammy Engel
785 Tucker Rd
Tehachapi CA 93558
(661) 822-7325
http://tammyengel.com
Guild Mortgage
803 Tucker Rd
Tehachapi CA 93558
(661) 822-5868
http://www.guildmortgage.com/
Imortgage
529 E F St
Tehachapi CA 93558
(661) 823-1427
http://www.imortgage.com/
Address
112 S Robinson St
Tehachapi CA
Contact
(661) 823-8383
http://www.academymortgage.com
Address
801 W Tehachapi Blvd
Tehachapi CA
Contact
(661) 823-1427
kathryn.mika@imortgage.com
Address
785 Tucker Rd
Tehachapi CA
Contact
(661) 822-7325
http://tammyengel.com