Compare Today’s Mortgage Rates for Redding, California
Pureloan searches mortgage lenders and major banks in Redding, California 96099 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $11,589 or $32 / month is expected in Redding and other areas of Shasta county.
Pureloan’s search engine explores all home mortgage options in Redding, California 96099, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Redding, California 96099
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Redding, CA 96099, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Redding, California 96099 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Redding, California and around Shasta county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 92.52% | 89.26% | 91.46% | 93.90% | 91.75% | 93.45% | 92.70% | 94.86% |
| avg mortgage rate | 4.99% | 4.78% | 4.04% | 4.03% | 4.54% | 4.21% | 4.02% | 4.24% |
| % 15 year fixed mortgage | 6.37% | 9.51% | 6.65% | 4.69% | 6.64% | 5.36% | 6.06% | 4.11% |
| avg mortgage rate | 4.40% | 4.08% | 3.45% | 3.35% | 3.63% | 3.46% | 3.36% | 3.79% |
| Avg credit score | 763.80 | 770.59 | 766.41 | 766.06 | 754.18 | 753.59 | 751.89 | 752.77 |
| Avg LTV (loan to value) | 73.15% | 74.88% | 76.78% | 77.89% | 78.94% | 80.64% | 80.32% | 80.39% |
| Avg DTI (debt to income) | 34.49 | 34.53 | 33.28 | 33.38 | 35.12 | 35.67 | 36.09 | 35.16 |
| % First time homebuyer | 22.16% | 21.47% | 17.09% | 22.30% | 27.36% | 27.58% | 25.16% | 30.82% |
| Avg mortgage insurance % | 1.21% | 3.12% | 4.22% | 7.24% | 10.22% | 11.20% | 11.07% | 10.93% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Redding, California 96099
If you’re looking to buy a new home in Redding, we have compiled a list of the leading mortgage brokers around Redding, California 96099 to help you with your search.
Name
Address
Contact
First Five Shasta
1518 Market St
Redding CA 96099
(530) 229-8300
http://first5shasta.org
Trinity Financial Services
2295 Hilltop Dr
Redding CA 96099
(530) 222-0177
Patterson Company
1255 Sacramento St
Redding CA 96099
(530) 241-7191
http://www.thepattersoncompany.com/
Komarek Finance Service
373 Smile Pl
Redding CA 96099
(530) 232-5158
Shasta Cascade Mortgage Services
7010 Danyeur Rd
Redding CA 96099
(530) 241-8620
http://www.norcalrecovery.com/
Address
1518 Market St
Redding CA
Contact
(530) 229-8300
http://first5shasta.org
Address
2295 Hilltop Dr
Redding CA
Contact
(530) 222-0177
Address
1255 Sacramento St
Redding CA
Contact
(530) 241-7191
http://www.thepattersoncompany.com/