Compare Today’s Mortgage Rates in Redding, California 96099
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Redding, California 96099.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $10,848 over the lifetime of your 30-year fixed loan, or a monthly savings of $30 in Redding and other areas of Shasta county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Redding, California 96099
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Interactive Mortgage Rate Projections for Redding, California 96099
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Redding, CA 96099. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Redding, California 96099 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Redding, California and around Shasta county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 97.91% | 96.83% | 96.78% | 94.83% | 94.89% | 92.82% | 93.95% | 92.72% | 93.63% |
avg mortgage rate | 6.53% | 4.66% | 3.12% | 3.54% | 4.61% | 4.75% | 4.31% | 4.02% | 4.20% |
% 15 year fixed mortgage | 2.09% | 2.45% | 2.58% | 4.48% | 4.60% | 6.49% | 4.72% | 6.04% | 5.34% |
avg mortgage rate | 6.09% | 4.09% | 2.51% | 3.25% | 3.95% | 4.22% | 3.68% | 3.36% | 3.46% |
Avg credit score | 751.99 | 751.56 | 752.99 | 754.59 | 761.77 | 754.34 | 752.00 | 751.96 | 752.77 |
Avg LTV (loan to value) | 79.66% | 79.71% | 80.93% | 81.16% | 78.25% | 78.39% | 79.35% | 80.32% | 80.58% |
Avg DTI (debt to income) | 37.91 | 37.30 | 36.01 | 36.18 | 37.46 | 37.03 | 35.40 | 36.10 | 35.77 |
% First time homebuyer | 38.74% | 32.52% | 30.70% | 33.79% | 31.67% | 26.24% | 27.85% | 25.23% | 27.93% |
Avg mortgage insurance % | 12.47% | 12.49% | 11.56% | 12.18% | 11.06% | 8.87% | 10.54% | 11.04% | 10.86% |
Best Mortgage Brokers around Redding, California 96099
For those searching for a new home in Redding, we have compiled a list of the top mortgage brokers located in and around Redding, California 96099 to assist you with your search.
First Five Shasta
1518 Market St
Redding CA 96099
(530) 229-8300
http://first5shasta.org
Trinity Financial Services
2295 Hilltop Dr
Redding CA 96099
(530) 222-0177
Patterson Company
1255 Sacramento St
Redding CA 96099
(530) 241-7191
http://www.thepattersoncompany.com/
Komarek Finance Service
373 Smile Pl
Redding CA 96099
(530) 232-5158
Shasta Cascade Mortgage Services
7010 Danyeur Rd
Redding CA 96099
(530) 241-8620
http://www.norcalrecovery.com/
Address
1518 Market St
Redding CA
Contact
(530) 229-8300
http://first5shasta.org
Address
2295 Hilltop Dr
Redding CA
Contact
(530) 222-0177
Address
1255 Sacramento St
Redding CA
Contact
(530) 241-7191
http://www.thepattersoncompany.com/