Compare Today’s Mortgage Rates for Redding, California

Pureloan searches mortgage lenders and major banks in Redding, California 96099 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $11,589 or $32 / month is expected in Redding and other areas of Shasta county.

Pureloan’s search engine explores all home mortgage options in Redding, California 96099, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

No suitable program is found

Summary of Average Mortgage Terms in Redding, California 96099

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Redding, CA 96099, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Redding, California 96099 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Redding, California and around Shasta county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 92.52% 89.26% 91.46% 93.90% 91.75% 93.45% 92.70% 94.86%
avg mortgage rate 4.99% 4.78% 4.04% 4.03% 4.54% 4.21% 4.02% 4.24%
% 15 year fixed mortgage 6.37% 9.51% 6.65% 4.69% 6.64% 5.36% 6.06% 4.11%
avg mortgage rate 4.40% 4.08% 3.45% 3.35% 3.63% 3.46% 3.36% 3.79%
Avg credit score 763.80 770.59 766.41 766.06 754.18 753.59 751.89 752.77
Avg LTV (loan to value) 73.15% 74.88% 76.78% 77.89% 78.94% 80.64% 80.32% 80.39%
Avg DTI (debt to income) 34.49 34.53 33.28 33.38 35.12 35.67 36.09 35.16
% First time homebuyer 22.16% 21.47% 17.09% 22.30% 27.36% 27.58% 25.16% 30.82%
Avg mortgage insurance % 1.21% 3.12% 4.22% 7.24% 10.22% 11.20% 11.07% 10.93%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Redding, California 96099

If you’re looking to buy a new home in Redding, we have compiled a list of the leading mortgage brokers around Redding, California 96099 to help you with your search.

Name
Address
Contact

First Five Shasta

1518 Market St

Redding CA 96099

(530) 229-8300

http://first5shasta.org

Trinity Financial Services

2295 Hilltop Dr

Redding CA 96099

(530) 222-0177

Patterson Company

1255 Sacramento St

Redding CA 96099

(530) 241-7191

http://www.thepattersoncompany.com/

Komarek Finance Service

373 Smile Pl

Redding CA 96099

(530) 232-5158

Shasta Cascade Mortgage Services

7010 Danyeur Rd

Redding CA 96099

(530) 241-8620

http://www.norcalrecovery.com/

Address

1518 Market St

Redding CA

Contact

(530) 229-8300

http://first5shasta.org

Address

2295 Hilltop Dr

Redding CA

Contact

(530) 222-0177

Address

1255 Sacramento St

Redding CA

Contact

(530) 241-7191

http://www.thepattersoncompany.com/

News on Mortgages and Reverse Mortgages for Redding, California 96099