Compare Today’s Mortgage Rates for Represa, California
Pureloan searches mortgage lenders and major banks in Represa, California 95671 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $24,487 or $68 / month is expected in Represa and other areas of El Dorado county.
Pureloan’s search engine explores all home mortgage options in Represa, California 95671, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
No suitable program is found
Summary of Average Mortgage Terms in Represa, California 95671
Become a certified mortgage expert on Pureloan.com
in Represa, California 95671
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Represa, CA 95671, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Represa, California 95671 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Represa, California and around El Dorado county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Represa, California 95671
If you’re looking to buy a new home in Represa, we have compiled a list of the leading mortgage brokers around Represa, California 95671 to help you with your search.
Waller Kaufman & Sutter
2481 Sunrise Blvd
Gold River CA 95671
(916) 852-8744
http://www.wallerkaufmansutter.com/
Mortgage Consultants Group
2200 Sunrise Blvd
Gold River CA 95671
(916) 844-1505
lee@mcgloans.com
Eagle Home Mortgage
2339 Gold Meadow Way
Gold River CA 95671
(916) 852-0000
http://www.eaglehomemortgage.com/
Pacific National Lending
2377 Gold Meadow Way
Gold River CA 95671
(916) 635-8799
http://www.pacificnationallending.com/
Liberty Home Equity Solutions
10951 White Rock Rd
Rancho Cordova CA 95671
(866) 751-6105
reverseinfo@libertyhomeequity.com
Address
2481 Sunrise Blvd
Gold River CA
Contact
(916) 852-8744
http://www.wallerkaufmansutter.com/
Address
2200 Sunrise Blvd
Gold River CA
Contact
(916) 844-1505
lee@mcgloans.com
Address
2339 Gold Meadow Way
Gold River CA
Contact
(916) 852-0000
http://www.eaglehomemortgage.com/