Compare Today’s Mortgage Rates in Represa, California 95671
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Represa, California 95671.
Our search engine thoroughly explores all home mortgage options in Represa, California 95671, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $12,344 in lifetime cash or $34 per month in Represa and other areas of Sacramento county.
Summary of Average Mortgages in Represa, California 95671
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Interactive Mortgage Rate Projections for Represa, California 95671
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Represa, CA 95671. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Represa, California 95671 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Represa, California and around Sacramento county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 98.28% | 96.83% | 96.85% | 94.66% | 96.29% | 95.28% | 94.58% | 96.11% | 92.96% |
| avg mortgage rate | 6.37% | 4.50% | 3.05% | 3.49% | 4.52% | 4.79% | 4.37% | 4.08% | 4.22% |
| % 15 year fixed mortgage | 1.72% | 2.61% | 2.64% | 3.62% | 3.12% | 3.40% | 4.86% | 3.36% | 6.89% |
| avg mortgage rate | 5.75% | 3.52% | 2.37% | 2.97% | 3.70% | 3.98% | 3.58% | 3.37% | 3.41% |
| Avg credit score | 747.91 | 751.36 | 750.07 | 753.32 | 756.00 | 755.03 | 743.68 | 742.96 | 750.19 |
| Avg LTV (loan to value) | 81.04% | 80.24% | 80.94% | 81.47% | 79.46% | 77.54% | 78.70% | 79.39% | 79.19% |
| Avg DTI (debt to income) | 40.67 | 38.97 | 37.04 | 36.48 | 38.16 | 37.66 | 36.77 | 35.97 | 35.93 |
| % First time homebuyer | 47.59% | 45.64% | 40.51% | 37.92% | 36.98% | 31.89% | 30.91% | 33.44% | 29.79% |
| Avg mortgage insurance % | 13.09% | 12.06% | 12.18% | 11.53% | 10.35% | 8.70% | 8.23% | 9.50% | 8.37% |
Best Mortgage Brokers around Represa, California 95671
For those searching for a new home in Represa, we have compiled a list of the top mortgage brokers located in and around Represa, California 95671 to assist you with your search.
Waller Kaufman & Sutter
2481 Sunrise Blvd
Gold River CA 95671
(916) 852-8744
http://www.wallerkaufmansutter.com/
Mortgage Consultants Group
2200 Sunrise Blvd
Gold River CA 95671
(916) 844-1505
lee@mcgloans.com
Eagle Home Mortgage
2339 Gold Meadow Way
Gold River CA 95671
(916) 852-0000
http://www.eaglehomemortgage.com/
Pacific National Lending
2377 Gold Meadow Way
Gold River CA 95671
(916) 635-8799
http://www.pacificnationallending.com/
Liberty Home Equity Solutions
10951 White Rock Rd
Rancho Cordova CA 95671
(866) 751-6105
reverseinfo@libertyhomeequity.com
Address
2481 Sunrise Blvd
Gold River CA
Contact
(916) 852-8744
http://www.wallerkaufmansutter.com/
Address
2200 Sunrise Blvd
Gold River CA
Contact
(916) 844-1505
lee@mcgloans.com
Address
2339 Gold Meadow Way
Gold River CA
Contact
(916) 852-0000
http://www.eaglehomemortgage.com/